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When Was the Last Time We Bought a Special Gift for Our Mothers?
Yes, like I said, when was the last time we bought something creative, unique and totally special for our mothers to show them that we love and remember them? When was the last time we got them a special gift to tell them that their sacrifice for us is appreciated? Motherhood is an extremely special experience viagra and it�s an experience that no man will ever be able to experience. Regardless of how we were raised and how our mothers nagged us when we were younger, the sacrifice cannot compare to any other types of sacrifices we�ve made in our lives � rivaled only by OUR sacrifice for our children. Only when we become mothers ourselves will we be able to understand cheap viagra the true magnitude of motherhood.
A special gift says a lot
Forget about the conventional, off-the-shelves books, picture frames, calendars, organizers, flowers, vases and what-have-you-nots alternative to viagra. Your mom won�t say they�re not special and will take the gift with a smile and a big thank you (and a hug) but they�re not really the kind of special generic viagra gift that they, your mothers, will thank you, remember and cherish for a long time to come.
The pure convenience of the purchase speaks for itself. It�s nothing special.
So, what�s a special and unique gift?
A truly special gift is something that your mother will look back 5 or maybe 10 years down the road and smile to herself, her heart with burst and her face will buy viagra beam with pride. The sacrifice, the love and the commitment was worth it, she�d think to herself. As she watches you �mother� around your own children, she will think it was all worth it because she did the right thing.
A special gift should be something that reminds her of you, of motherhood.
Some ideas of a special gift you can get for your mom
� A motherhood-related product � this could be something related to motherhood, with a simple but meaningful quote to remind her of her motherhood years.
� Something you�ve designed or created
� A custom-made special gift designed especially for her
� Something you and your own children have come up with over the weekend or something you�ve worked on for a long time, like a scrapbook order viagra or a decorative doll
� A poem you�ve written
� A special home-made CD (maybe a special CD) of a vacation with you and your family in it
To find the right special gift for your mother, start with your mother�s personality. What does she like? What kind of memories does she have of raising her children? What are her hobbies and interests?
And once you�ve put your finger on what interests her, finding the right kind of special gift for you should be easy enough.
Make a Fairy Garden For Your Kids Party
A fairy garden is a great kids party activity, especially if your theme is a fairy party, garden party, or tea party. A dinosaur den or construction site garden is a fun alternativefor little boys too. Here's how to make a magical miniature garden kids will love.
This project is a truly unique kids party activity, combining fun, fantasy, and learning. Kids love getting their hands dirty and learning how things grow. They will also love the idea of making a magical garden place for a fairy to live.
A miniature garden takes little space and can rest on a tabletop. Maintenance requires only a light misting from time to time and watching for fairies to come to call. Just kidding about that last part, but you never know...
Start by collecting order viagra various containers such as woven baskets, large shallow bowls or deep dish clay saucers (like a birdbath), or even discarded bureau drawers. Check yard sales for innovative ideas and inexpensive materials.
Next, supply potting soil and a selection of small plants that will reach under a foot when fully grown. Dwarf zinnias, marigolds, violets, ivy, baby's tears and sprigs of vinca are all good choices.
There are many types of mosses that will work nicely too, fitting into corners and small areas easily to add texture and interest. A variety of low-growing herbs such as thyme and rosemary lend aroma to the mix as well.
Start by lining your garden container with heavy duty plastic, fill to within an inch of the top with potting soil then kids are ready to landscape the top. Let them choose their favorite diminutive plants, interspersing them with buy viagra various materials to add charm and character to the fairy garden.
For example, turn a colorful plant pot on its side and submerge it halfway in the soil to serve as a proper fairy dwelling. Add dollhouse sized furniture to set in the garden, popsicle sticks to construct a fairy fence, or small flat rocks to make a wonderful stepping stone path.
A small mirror symbolizing water making a faux gazing pool. The round flat glass beads used in vases make nice accent pieces too. Tiny garden accessories like terra cotta pots and shovels give your garden a "lived-in" look.
Fairy gardens needn't be for little girls only. Boys can make a miniature dinosaur den using many of the same materials. Herbs, moss and other green plants can viagra make a forest or wooded area in which small plastic dinosaurs return from extinction to live another day. Soil mounded to one side forms a volcano, spilling red aquarium stone lava.
A construction site garden is another option for boys. Tiny generic viagra rocks, stick cheap viagra logs, and craft stick lumber can be stacked up waiting for the big rigs to move them. Small toy bulldozers and cranes can be scattered about, among the plantings.
These whimsical gardens can go wherever your child's imagination takes them. You provide the materials, they supply the ideas and creativity alternative to viagra. Planting and maintaining a miniaturegarden teaches kids about plants, caring for living things, and most all the fun of gardening.
Copyright 2005 Kids Party Paradise All Rights Reserved
A New World Record Bass
Many people go to Florida to fish for that trophy bass but did you know that 4 other states have a bigger state viagra record than Florida? Not only that but one of the states is said to have produced a new world record. Florida's record bass is 17.27 pounds, but others generic viagra often cite an uncertified fish of 20.125 pounds (a fisheries biologist did not physically see the fish to certify it). Leaha order viagra Trew supposely caught a new world record largemouth in California. It weighed 22 pounds, 8 ounces, beating George Perry's 1932 record catch by 4 ounces. The problem is there was only one picture taken of it and it wasn't certified by a biologist or a California state fish and game offical.
Where is the next world record coming from? Florida, Georgia, Mississippi buy viagra or Texas? More than likely it will be from California. Gregg Silks has already caught 2 bass over twenty pounds and says he has lost a world record fish of 24 pounds. Who is to argue cheap viagra with him since he knows what 20 pound plus bass look like? 22 of 25 of the largest bass ever recorded alternative to viagra has come from California. The next world record bass in my opinion, is going to be from the lakes of San Diego water system. Just look at the stats:
Dixon: 21 pounds 11 ounce bass
Jennings: 18 pounds plus
Murray: 18 pounds plus
Poway: 18 pound 2 ounce
These are just a few of the lakes, all the lakes holds monster bass. Not only that, there are big bass all over California, Leaha Trew caught her bass in Sonoma County. While I am not taking anything away from Florida, as I have lived there and seen many 10 pound plus bass taken from there, California is growing bigger bass and people are catching them. Just check with the water district before you plan a trip as some have restrictions and are closed at certain times.
NFL Playoffs: Chicago Bears Lost the Defensive Edge
Coming into the matchup between the Panthers and Bears, everybody spoke of the mighty Bears defense. They had an amazing run this season order viagra by allowing viagra fewer than double digit points per game at home this season. With a week off and the media attention hyping them up, they lost their defensive edge.
The Bears were definitely rusty and unprepared cheap viagra in this game. They had a week off to heal their wounds and to review video tape but the week off also took away their sharpness on the field. They were so successful defensively because they would be able to swarm to the ball in record time. Yesterday as Smith was running all over them, their ability to swarm to the ball was questionable generic viagra.
The Panthers also did a great job at picking apart the Bears defense early. The Steelers did much of the same against the Colts by getting to them early. The rustiness of the team off of a bye will not last forever so the Panthers knew to pass the ball early hitting big plays and getting the early touchdown.
The Bears offense looked great this game and buy viagra for people to question their offense would be a mistake. It is also a mistake for people to blame their defense for this loss because without them, they would not have been in the playoffs.
If anything, blame should be placed on Lovie Smith for not preparing his team for the speed and intensity of a real game. He also made very little defensive adjustments at half time to give his team a chance to alternative to viagra win. There was also a very poor game plan heading into the game to defend Steve Smith.
Better to Be Safe Than Sorry
Many documents in your possession may either be impossible to replace, or extremely difficult to replace, should the need arise. A safe-deposit box or a fireproof box is the perfect solution to storing these types of documents. You will need to determine whether or not you want the document stored on-site at your home, or off-site at your bank.
Items that Should Not be Placed in a Safe Deposit Box
Anything you would need in an emergency
Will
Living Will / Medical Directives
Funeral or burial instructions � in case you need them over the weekend
Power of Attorney Originals
Passports � in case you need to take a sudden trip outside the country
Insuring Contents of a Safe Deposit Box
Be sure to read the contract for your safe deposit box carefully. Banks do not insure the contents of what you put in the box. Fire, floods and theft are very rare at banks, but it does happen. Most banks will only be liable if you can prove that they were negligent and failed to use reasonable care to prevent a loss. If you are concerned about this, you should check with your insurance agent to find out if you need additional coverage for items placed off-site that may not be fully covered under your homeowners or renters insurance policy. Items typically placed in a safe deposit box that you would want insured may be; jewelry, coins and stamps. If you are storing checks or cash in your safe deposit box, you also will not be covered under the FDIC since you have not deposited them directly into your account.
Items to store in a Safe Deposit Box or Fire Proof SafeThe following list is intended to be a reference for you. It may not be a complete list of the documents or articles in your possession that you need to protect in a secure environment. You may wish to store all of your items at home in a fire proof box, or you may desire to store them off-site in a safe deposit box. You might determine that the best solution for your needs is to have a combination of both � storing some of the most important and most difficult documents to replace in a safe deposit box and the rest in a fire proof box in your home. The solution you choose to store these important items is for you to decide, but which ever solution you select, be sure to follow through and take the steps needed to store these important documents. You will thank yourself later when you are looking for these documents, or heaven forbid should there be a fire or flood alternative to viagra in your home.
� Adoption Papers (Originals only)
� Automobile title(s)
� Bank account numbers and contact information
� Baptismal and other Religious Certificates
� Birth certificates (Originals only)
� Cemetery Deed (Originals only)
� Child Custody Agreements or Parenting Plans (Originals only)
� Citizenship papers (Originals only)
� Collectibles that are valuable
� Credit card account numbers (copy the front and back of each card so you have both the account number and the customer service numbers)
� Death certificates (Originals only)
� Diplomas
� Divorce decree(s) (Originals only)
� Employee Benefit Records
� Family historical information
� Household inventory and appraisals order viagra of antiques, artwork, collectibles and furs � you may also want to include photos or videos to help document these items
� Important contracts
� Immunization Records
� Insurance policy names and numbers � (home, auto, medical, life, renters)
� Investment certificates
� Jewelry and jewelry appraisals
� Leases
� Marriage certificate (Originals only)
� Medals
� Military records
� Mortgage
� Naturalization Certificates
� Negatives of important photos � such as those from your wedding
� Patents and copyrights
� Photos of Possessions
� Rare Stamps and Coins
� Real Estate Deeds
� Retirement plan information
� Stock and bond certificates
� Veteran�s Papers
Accessing your Safe Deposit Box in case of an Emergency
In case of an emergency, you will want to know in advance who will be able to have access to your safe deposit box. Different states have different laws on who can access the box when you die. Some states make it easy for a family member or the executor of the estate to access the box, while other states require a court order to remove the will, which will take time and money. You can rent the safe deposit box jointly with a spouse, child, or someone else that would have unrestricted access to the box. They will however need to sign the rent agreement as well. If you die however, in some states there still may be delays for the co-renter of the box to be able to access the contents. Giving someone generic viagra a key to your safe deposit box, does not give them permission to access the box, rather their cheap viagra name needs to be on the contract with the bank.
Create an Itemized List of Contents
The final steps to organizing your important papers and valuable items is to be sure to create an itemized list of those items that you are storing in either the safe deposit box, fireproof box or both. Be sure that you list the location of each item and the date that it was stored. Periodically, review the contents to see if you need to update any of the items that are being stored, such as new viagra banking or credit card information. If you have a safe deposit box, take the buy viagra itemized list with you and update it with you while you are there.
Zero Down
Zero down doesn't really mean no down payment. Most sellers need something as a down payment if they are providing financing. Most banks won't do 100% financing on real estate that is purchased as an investment. Zero down just means that the down payment won't come from your money. So where will you get it? Can you really profit from real estate alternative to viagra without having money to start?
The answer is clearly yes. At our local investor's meeting the other night, one investor told me that he recently found a fixer upper, but couldn't arrange financing. What did he do? He assigned the contract to another investor for $6,000. In other words, all he ever had into the deal was a $500 "good faith" deposit, and his time, and he made a $6,000 profit. This is called "flipping."
Not only did he not need a down payment, but viagra he didn't even have to buy the property to make money. There was enough buy viagra potential profit in fixing up and selling the house, that other investors were happy to pay to take his place. The key here generic viagra was that he knew how to find a good deal, and his offer included the right to assign the contract to another investor if he wanted to.
Now, if he had put the $500 deposit on a credit card, it truly would have involved none of his own money, except enough for gas to drive around looking at houses. Of course, he would have paid a 3% cash-advance fee and 18% annual interest for a month. This would have reduced his profit by $22.50. Yes, zero down is possible and profitable.
More Zero Down Ideas
What if you want to actually complete the purchase, renovation and sale with zero down, and none of your own money invested at any point? There are dozens of ways to do it. One way is too find a partner. In fact, tomorrow I'll be talking to an investor who wants to use my money to complete the profitable renovation of a property. I want a share of those profits. Believe me, if the deal is good, there are people who want to bring their money into it.
Here is one example of how you might combine a couple investing techniques to keep your investment to zero. Let's assume you find an owner who is tired of being a landlord. He has a run-down house that he wants $80,000 for. You look at it and see that with $4,000 worth of clean-up and repair it could sell for $116,000. All the costs totaled will add up to around $9,000, leaving $27,000 potential profit in the deal. You have no money.
How about offering the seller more than he wants? Offer him $85,000, using a $500 credit card cash advance for a good faith deposit. The offer, however, is for $5,000 order viagra down, no payments, but the entire remaining balance to be paid within one year, with 7% interest. Why should he say yes?
You explain that he will get more than he wanted - maybe even a few thousand in interest too. His collateral will be safe, because unlike his renters who ran the place down, you'll be pouring money into fixing it up. He will have a first mortgage on a home that will soon be worth much more than what he is owed.
If he agrees, you cheap viagra find an investor who has about $15,000 to put into the deal. This will cover the down payment, repairs and other expenses, with a little left over for any unexpected costs. In return, he'll get his investment back and half the profits. If you complete the house quickly and on budget, this means over $10,000 for each of you.
The seller gets more than he is asking. The other investor gets a great return on his investment. You make $10,000 or more without investing a penny. Making sure that everyone wins is the surest way to make a deal work with zero down.
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