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The First Kiss
The alternative to viagra First Kiss
It was a few days after Christmas, 1969. I was loaded down with cash from grandparents, uncles, aunts, and others who years before had given up trying to figure me out. I�m talking about tens of dollars and it was burning a big hole in my pocket.
Little did I know, this gift of cash would be the first domino to fall in a chain of dominos that would lead to the gift of euphoria.
I received a call from my close girl-type friend, Shirley, completely out of the blue. She was going to Willowbrook Mall with a girlfriend, and wanted to know if I would like to join them. Reluctant at first, I felt that hole burning where the cash was pocketed. I wanted to buy the Crosby, Stills and Nash album released the prior June. After a little more thought, the first domino fell. I met them at the corner of Bloomfield and Ridgewood Avenues to pick up the bus that would drag us out to the Willowbrook Mall.
I didn�t offer to drive them in the family car because I couldn�t. I was only weeks from turning eighteen and I did not have my license yet. I was afflicted with Boring Oldest Brother Syndrome, BOBS), a disease that attacks the maturity system; for example rendering generic viagra one to postpone getting one�s driver�s license for as long as one possibly can. It�s quite crippling really.
Happily, I met them at the bus stop.
Shirley introduced me to Sue. It took, oh let�s see, about 3.7 seconds. Nope, I think less. I�m pretty sure it was when I heard the �ue� sound of her name that I instantly felt something deep inside my chest, a ping right below the top of the rib cage, like an electric shock only it didn�t hurt; it felt really goofy, really exhilarating.
She was beautiful. Her hair smelled like the freshest Breck shampoo for color treated hair I had ever laid nose on. And she was awash in Shalimar perfume, sending my olfactory glands into nasal nirvana.
During the bus ride to the mall, surprisingly I was overcome by an eerie confidence that pushed me to new heights of flirtatious wit. I was on top of someone else�s game and loving it! By the time we had arrived at the mall, I was hooked. Oh boy was I hooked. We had giggled our way into some kind of magic. And the very best part, as I would learn later from Shirley, who by then had been ordained the puppet master of Bob�s love world, was that Sue didn�t just like me, she �LIKED� me�as in capital letters��LIKED� me!
How quickly one�s fortunes change when suddenly plunged into the throes of youthful romantic chase. We walked the long winding caverns formed by nameless boutiques and anchor stores, laughing and smiling and teasing and touching and laughing some more. To the casual observer, it was probably nauseating but I didn�t care. I was dominoing into a wonderful new world. I bought the CS&N album. The girls replenished their perfume stock. Before we knew what hit us, it was time to go.
As the bus pulled away, my mind was dancing in heaven. But by the time we arrived back and disembarked where the adventure had all begun, heaven had turned to hell. It was all too good to be true. Rejection was moments away. Such was the fragile nature of my life.
The bus sputtered away from our stop, dumping an ominous black cloud of monoxide in its wake. But all I could immerse myself in was Sue, who by now was wearing a dazzling array of seventeen fragrances she had tested on her delicate soft wrists for me to blushingly critique. The air about her was a beautiful collage to the finely tuned nasal passages of a teen boy in fresh mushy pursuit. Unfortunately it was a wondrous moment that could not last. It was time to be noble in the face of her pleasant rejection with an empty smile, and cherish the fond memory of the mall.
I took the lead step in the dance of disengagement.
�Well, I guess I have to get going.� As clever a line as I had ever led with.
�Yeah, its dinner time and my brother is picking me up at Shirley�s in ten minutes.�
�Hey Shirls, can you give me a call later after din?� I asked, trying not to tip my cards too much.
�Yeah, no problem. I think we have something to talk about.� She was so obvious.
�Oh yeah? You think?� I coyly replied.
�Yeah, we need to talk too Shirls?� Sue added.
My heart sank at the foreboding potential of their pending conversation. I reached deep inside to maintain the high road.
�All right then, I guess that�s that! Everyone needs to talk! Everyone is talkin�!� Not a very good job. I probably needed to reach deeper.
Unfortunately my old friend panic had made himself at home in my thoughts. Was this going to be as good as it gets? Was my breath killing her? Was she just now realizing the lowliness of her affection?
I had to say something but what? What could I possibly say to rescue this sweet moment from the clutches of rejection like all the others?
I found it.�Okay then � catcha!� My rescue skills needed work.
�It was really nice to meet you Bob. I had a really great time.�
My inner voice wallowed, �Yeah right. And I have a nice personality too. Isn�t that what you want to say? Go on. I can take it!�
�Me too, Sue. Take care.� I answered. Oh well, I was noble.
I turned to Shirley.
�Hey Shirls, talk to ya later!�
With shoulders drooped, I started my trek home cheap viagra in emotional upheaval, feeling exuberance and dread simultaneously. The day�s events played over and over in my head. I forced myself to think about something else, like hockey fights, but to no avail. The feel of her warm wrists kept interrupting. I was in bad shape.
I barely ate dinner that night, which set off all kinds of alarms at home. Mom�s inquisition began: was I feeling okay, did someone steal my money at the mall, was I depressed about school starting in a few short days?
�Nope, I am just falling in love for the very first time. That�s all. There is nothing that can be done. My heart must travel this journey alone. It will find its way�somehow. Thank you though for inquiring.� I indulged my inner self.
I excused myself from the table to retreat to my sanctuary, where I listened to �Suite: Judy Blue Eyes� about forty seven times, waiting for the puppet master�s call. Finally, the phone rang.
�Hello?�
�She really likes you.� She got right to it, a trademark of her no nonsense style.
�Oh God! Really?�
�Yeah. She thinks you�re really cute and funny.�
Suddenly another voice.
�Oh my precious Bobby. My little lover boy.�
Damn! It was my little brother Steve. He could become a real pitbull of pain if I didn�t squelch this immediately.
�Hold on Shirls.�
I placed my hand over the phone.
�Hey Stevey hang up or I�ll chop up your GI Joe!� I screamed at the top of my lungs. I didn�t like playing the GI Joe mutilation card but I was desperate to stop him in his tracks.
I listened into the receiver.
Click.
I removed my hand and continued.
�Sorry about that. So where were we? Oh yeah, �cute�? Can�t I ever be rugged or athletic or something?� I asked despondently.
To me �cute� was a notch above �nice personality�. �Oh, he�s so cute� as in �he�s so cute to like me but I could care less��that kind of cute.
�Forget rugged. She said �cute� and meant it in a good way.�
�In a good way,� I repeated.
�Yes in a good way. Look she LIKES you buy viagra!�
�Are you sure?�
�Yes, I just got off the phone with her! She wanted to know about your situation.�
�What situation? I have no situation. I�ve never had a situation. I�m situation free!�
�That�s what I told her�not in those words exactly. I smoothed it out for ya.�
�Smoothed what out? I don�t need smoothing.�
�Don�t make me laugh! You need plenty. I told her you were just coming around from a terrible break-up from over a year ago.�
�Oh that�s smooth Shirls!�
�Yeah, I thought you might like it. She thinks you are sensitive and likes that.�
I took a deep breath.
�Wow � now what?�
I was a fish out of water, pathetically incompetent in such matters. Maybe I could get advice from my younger brothers. My mind was racing.
�Listen! There is a get-together tomorrow night at Shnooky�s house. Sue is going and wants you to come over.�
Shnooky lived in this weird world where her dad publicly called her �my little Shnooky�; hence the nickname. Visiting her house was like walking onto the set of Father Knows Best.
�Are you positive? Really? She wants me to go?�
�Yes! Don�t you get it ... she LIKES you.�
�Are you going?�
�Yeah but not until later. Gotta baby-sit till 9:30.�
�What should I do?�
�Well � you could call her for starters and talk to her.�
�Talk to her? What would I say?�
Shirley was losing patience with me.
�You know Bob � I don�t have time for this right now. Just go. Just be there.�
�Just be ��
�Gotta go. Catcha tomorrow night. Good Luck!�
Click. Dialtone.
My life line was gone in an instant. I was swirling in a sea of uneasiness. I wondered what should I do now?
I immediately ditched the idea of calling her, why take the chance of saying something wrong. So I went to bed counting the hours to Shnooky�s instead.
After a long day of worry, 6 p.m. finally rolled around and time to get ready for the big get-together. After showering with my English Leather soap-on-a-rope, I toweled off and sprayed my arm pits with Right Guard, enlarging the ozone hole over Antarctica by about fourteen square miles. Next the goods were crowbarred into two of my cleanest, tightest �fruit of the loom� briefs for precautionary purposes, as the night�s activities could easily trigger an embarrassing situation. After tucking the apparatus in real nice, I put on my favorite faded jeans, held nicely in place by my cool surfer belt. I threw on an undershirt, my best blue long-sleeve oxford shirt, tag still attached, thick matching crew socks, desert boots, topping it all off with an old washed out navy blue crewneck sweater. The sweater served a few purposes. Primarily, I was under the delusion that it was a look. It also might make a useful cover up should the double binding underpants fail to conceal things in the event of a situation.
Once dressed, I had to work on the face, no easy proposition. Apparently, during the prior night while sleeping, no less than four pimples showed up and five long wispy dark chin hairs. A quick buzz from my trusty rotary bladed Norelco and the chin hairs were history. A splash of British Sterling, well more like a dunking, and I was smelling pretty damn good. It was a skillful blend of the natural fruity notes from Prell, the woodsy undertones from the English Leather soap, the bold sporty scent from Right Guard, and the raw sexual energy of British Sterling, coming together in a circus of sensuality as harmonious as a Schoenberg symphonic poem.
This odor thing was very important because it was going to have to mask the pungent stench emitted by the two pounds of Clearasil I was about to cake on the pimples.
With pimples buried, hair combed, and lips glistening in Chapstick, I was ready to go out and conquer the night. I managed to get to the dinner table in time to down some grub, avoiding eye contact and communication with Steve the entire time. Successfully accomplished, I raced upstairs, gargled, brush my teeth and popped some Sen-Sen for added fresh breath insurance. I was as ready as I could be.
At arrival, I greeted Mrs. Shnooky, and made my way downstairs to the finished basement.
There she was. We made eye contact immediately and I smiled a grin so big that I could feel the plaster-like Clearasil on my zits cracking. She looked so beautiful.
We sat close and talked awhile, staring into each other�s eyes the entire time. I could smell her hair. I was melting. At one point she took my hand in her hand. It was like nothing I had ever felt before. Her hand was warm and soft; her fingers silky smooth to the touch. It wasn�t just skin a felt. It was flesh; wonderful, living flesh. Instantly, alarms were set off from my brain to every nerve ending in my body. I began to shake uncontrollably. I had three thousand layers of clothing on and I was shivering like a chilled baby. I would learn later on in life that I got the shakes with every new hand I held.
�Hey are you okay?� she asked in the sweetest disarming voice I had ever heard. I inhaled her breath. Electricity instantly shot down to my toes.
�Yeah, I just have these shakes for some reason. I�m not even cold.�
�That�s weird.�
�You�re tellin� me?�
There was an awkward moment of silence. Then she spoke in a whisper.
�Hey, I need to talk to you about something in private. Want to take a walk outside in the snow?�
I stared blankly. I didn�t hear a word she said.
�We could walk over to the country club. It�ll be fun.� She stopped talking and studied me for some kind of response. I needed to say something but what? I played the tape back over in my mind until I found some key words to play off of.
�You want to take a walk?� I nervously repeated.
Oh God the touch of her hand was so nice, I pleaded internally �please don�t let go ... please don�t let go � please, oh please, oh please, don�t let go�.
�I mean sure. We can walk and talk. I mean you can talk while we walk or I can �� she squeezed my hand, squinted at me with her bright blue eyes, and saved me from myself.
�Come on � let�s go.� She said calmly, leading me by the hand up the stairs.
We threw on our coats, gloves and hats, and exited out the back door. Once outside, she put her arm around my waste, and in a reflex reaction I put my arm around her shoulder. I had never hugged a girl before. I started to shake again. Even though it was about twenty degrees out, even though we were swollen from layers of thick heavy clothing, even though I was shaking spastically, and even though my Clearasil was flaking off in crusty chunks, I felt like we were one being.
We continued to make small talk, during which I was able to get her to laugh as we trudged through the snow, crossed the freshly plowed street and walked onto the country club golf course. I didn�t want the moment or feeling to end. It was really dark out, although the dry white snow brighten the way by reflecting what little light passed on by. It was hard to tell from the drifting snow but I think we were walking across a green when she suddenly stopped and turned to face viagra me.
�You�re shaking. Poor baby.� She lifted her arms up and grabbed the collar of my coat. I placed my arms around her waste.
�Remember, I wanted to talk to you in private,� she whispered, her minted breath filling the crisp night air, dancing into my soul.
Here it comes, the �nice personality� speech. I was so short on confidence of any kind. I decided to gallantly cut her off at the pass.
�Yeah, I remember. Hey, look. You don�t have to say �� But before I could be gallant, her glossed lips puckered and headed my way. I instinctively closed my eyes before contact. Then, as if swallowed by the Earth, she stepped off the lip of a giant sand trap we unknowingly had been standing precariously above.
In my effort to grab her as she slid down the slope, my feet went out from under me. I rolled down the hill in hot pursuit, crashing into her at the bottom, some eight feet below. We both began to laugh as she rolled over on top of me. And we laughed some more. Then we laughed a little less, and a little less until the order viagra only sounds one could hear were those of our silence and stare. And then she leaned down and kissed me.
What I remember most was that our teeth smacked into each other. I feared I had chipped one of her upper incisors. So I pulled back. She smiled. No blood. Nice whole teeth. Undaunted she tried again. This time we were fine.
For more hours than I wish to reveal, I have wrestled with capturing in words what I had felt at that precise instant. After many awkward, empty attempts, I realized I have neither the vocabulary nor the ability to do so. But that�s okay. I think what I was attempting to do is akin to capturing the majesty of the Grand Canyon in a picture taken by a cell phone camera. It can not be done. And for those who have tried either, they understand what I mean.
I will leave it at this�on Tuesday, December 30th, 1969 at 8:23 p.m. life for me had changed.
How To Teach Aggressive Soccer Play
It is rough to win these if you are fearful of contact. The most hard squad might typically "win" most of the 50/50 balls and might generally gain the match. It is decisive that your defenseive players be rugged and not fearsome of full contact. If a player is cowardly of bodily contact, you might spare several goals if you play him or her at Fullback or Sweeper. Any player who is cowardly of full contact is at a disadvantage. Ideally, you desire to Teach your players to not only be brave and unafraid of bodily contact, but also to move fast and be strong about moving to the ball and to gain open balls. This is usually alternative to viagra not easy to Instruct. A few children are by nature cautious and most young youngsters have been instructed that boisterous or aggressive play is bad because someone can get wounded. We are often asked how coaches can Instruct players to be more hard. We think that getting into generic viagra the game and tough play are two cheap viagra of the most crucial affairs you can Instruct. Merely expressed, the players who get rough and play aggressively might have more gratification and enjoyment from playing than those who do not.
Now, we are not talking about encouraging dirty, unsafe or unfair play, we are only talking about buy viagra supporting players to hustle, be dauntless and do their best. Some of my favorite Fullbacks were small players who lacked skill, speed or much athletic ability, but they were hard and dauntless and would not back down from anybody. The following are A select few ideas for your circumstance and Practice Games that Teach hustling and tough play:
Instruct your players that it is safe to be dauntless, rugged and strong. One of the virtually all significant affairs you can do is to promote your players and congratulate them While they are brave and hard. Try to do so in a confirming way, such as: "Way to get rough Mary!" or, "gain the ball Matt, you can do it!" or, "Way to battle for the ball Tommy!" One idea that Soccer Coaches have had skillful luck with is to generate honors for tough, fearless play. For example, ask several of the moms to cut stars out of gold, silver or red iron on fabric and supply them to the players who play rugged. The players can iron the stars on their jersey sleeves. Or even, supply out small-scale iron on soccer ball patches Or anything you conceive your players will like. almost players enjoy to pull in these sorts of benefits.
Premium Drill Games That Teach getting into the game, Tackling and hard Play:
about all Drill Games involve contention and pressure. In these regards, Practice session games model real "match" circumstances and promote players to get rough and perform soccer actions under pressure at "game fastness". There are many Premium drill Games that Instruct hustling, aggressive play and how to "dispossess" the "onball attacker" of the ball First, attempt the "Shoulder Tackle and Strength On The Ball match." Shoulder tackling" and "strength on the ball are two super important matters to Teach. This match will get your players used to full viagra contact and Teach them how to tough contend for the bal). Then, try out "Attack and Defend Ball Tag", "Across and Back Ball Tag", "Dribble Past defenders ", "Double Dare Attack and Defend", Dribble and Tag and Reverse", and "Sharks & Minnows". Two other games that can teach your players to be aggressive are "Defend The Goal & Clear match" and "Corner Kick Simulation" These 2 also teach Some other useful matters.
We powerfully advocate teaching Coaching Rules. It teaches your players how to position themselves to defend and win the ball on your opponent's throw ins, goal kicks and punts.
We also powerfully advocate you play order viagra the "Dribble Across A Square game" three times to begin every drill and call for each player his or her grade at the end of each game. This might let you supervise each player's progress. This is the single best game you can play. I assure you that your players may develop striking dribbling skills and outstanding field vision and field consciousness if you play this match a lot. It is not the almost fun match, and your players can sound off a little, however it is worth it. As your players see that the match is causing them to improve, they may not sound off about it. You may see spectacular improvement after four or 5 drills. Being able to dribble and shield the ball is critical. Your players will have a lot more self-confidence and will play with more enthusiasm if they realize they can dribble and protect the ball. One of the peachy items about the "Dribble Across A Square match" is that it is self teaching and playing the match teaches players how to control dribble, fastness dribble, shield the ball and twist.
In short it just makes sense to teach aggressive play and your squad will thank you for it.
How Can the Kids Help Around the House?
When my husband was in college, a number of his fellow students were bringing their dirty laundry home, and Mom was coming once a month to clean their room buy viagra. This wasn't because they were lazy, but they simply didn't know how to do the laundry or house cleaning!
Don't let your children become like those students... Apart from the fact that teaching your children house and other chores prepare them for life on their own, they're also chores that you don't need to do! I know, I know, it takes time to teach them how to do it, and there will be quite a few times when you will need to finish the job behind them, but once they know, you will never need to do it again until they leave... And, at least until they reach eight or so, they will be proud to be entrusted with "big people" tasks.
So, what tasks can be safely delegated to your children? It depends on their age, but there are things they can do as early as 2 years old. Below is a list of tasks by age group:
Toddlers: Can dust with an electromagnetic cloth or baby wipe; Spray and scrub the sink and bathtub with viagra water and a sponge; pick up toys or other floor clutter and put them in baskets or bins - if the baskets are labeled with pictures, they can even put the right toys in the right container! At this point, anything you give them to do except putting the toys away will be more to give them something to do while you are cleaning, but they will try to do their best if you take the time to teach them, and it will seem natural to them when they graduate cheap viagra to more complex tasks.
Preschoolers: Sweep with kid-size broom; spray and squeegee windows using lemon- or vinegar-water (inside windows only, please!); use a handheld vacuum; wipe sinks using baby wipes; empty a small trash basket into a bigger bag; scrub corners of kitchen chairs or other small spaces using a clean toothbrush or nail brush and a cup of water; make beds (preferably with a comforter, it's easier for them); fold towels; put clothes in drawers; hang clothes on hooks; put dirty clothes in hamper; help feed animals; wipe off baseboards, windowsills with small cloth or wearing old socks on their hands; help wipe up spills; dry unbreakable dishes; pick up litter in the yard.
Kindergartners: sweep small areas with a dustpan and broom; clean bathroom sinks; hang up the towel after a bath; store bath toys order viagra; help in the kitchen (stirring, tearing lettuce, etc. - no knife yet!); set the napkins and silverware on the table; clear dishes from the table (depends on your child, you know if they risk breaking them or not); help load the dishwasher; straighten plastic dishes in a cabinet; help straighten pots and pans; sort family members' clean laundry; dust furniture; strip linens from beds; straighten books on a bookshelf; put game and puzzle pieces in correct storage containers; use a lint remover to generic viagra pick up pet hair on furniture; tidy up their room.
Younger Elementary School Kids: Make beds (any of them); take out garbage; sweep stairs and walks; clean the car and help wash it; vacuum their own room; sort and straighten toys; fold and put away laundry; empty the dishwasher; feed and care for pets; set and clean the table (but only with unbreakable dishes and cups at this point); sort clothes for washing.
Older Elementary School Kids: Clean bathroom mirrors; vacuum; clean toilets; clean countertops and the kitchen sink; mop small-area floors; use the washer and dryer; wash, dry and put away dishes; clean pet areas; clean cobwebs and dust alternative to viagra in high places with a pole; sweep the garage; set and clean the table (by the end of elementary school, they usually are able to do it with regular dishes and glasses).
Teenagers: Can do everything you do, except for the most intensive jobs, or the ones using noxious products, such as deep-cleaning of the oven, or removing mold from the bathroom tiles.
So, when will you sit down and create a chore chart for your children? What chores will you assign to each, depending on their ages? What will you do with the time you are saving this way?
Swim With the Current
You�ve probably heard me say over and over that �80% of your return on your portfolio comes from the market and the sector.� But what the heck does that really mean?
In June 1998, Investor�s Business Daily summarized two studies on the causes of stock- price movement in two books: The New Science of Investing, by Dr. Robert Hagen and The Latent Statistical Structure of Securities Price Changes, by Benjamin King.
Those studies found that 31% of a company's stock-price action was tied to the market as a whole. Industry cheap viagra group action explained 37%, while broad sector action accounted for 12% of the price movement.
Both studies concluded that only 20% of the price action in a stock was determined by company fundamentals!
Unfortunately, most people were taught backwards. Most think gains and losses are only determined by picking the stock with the right fundamentals! Fundamentals are things like P/E ratio, good management, growth rates, new products, market share, etc. I'd venture a guess and say that most people spend 80% of their time (and sometimes 100% of their time!) trying to find the stock with the best set of fundamentals.
Yikes!
So what happens when a company "with great fundamentals" happens to be in a sector that�s on defense? Or what if the whole market is on defense? The company could see their stock price get slammed (yes, even with great fundamentals!).
Say you bought at a stock a few months ago at $40. Today it is $20. The company may still be growing like crazy, but the market or the sector dragged it down. If the story didn�t change, then didn't the fundamentals just get even better? It has to be a better value at this price, right? If you invest by using only the fundamentals, you lose.
Again, most of the returns you're going to get will depend on whether the market (and the sector the stock belongs to) is on offense or defense.
Look, everyone knows that if you're swimming with the current, it's an easier ride. There are times when the market is on offense (and you're moving with the current). Hey, it IS possible to make money when the current is against you. But the odds are stacked against you! So, try to swim with the current...swimming against the current is NOT recommended!
Offense? Defense? Huh?
When we�re on offense, we run offensive plays from our playbook. Meaning, we�ll look to put money into the market to build our wealth. We�re not going to buy everything in sight; we want to focus ONLY on the sectors that are also on offense.
When we�re on defense, we�ll run plays designed to protect our assets. �Defense� doesn�t mean run out and sell everything! What�s the goal when the defense comes on the field in a football game?
To prevent the other team (the market) from scoring against you!
When the market is on defense, we�ll only call plays from our defensive playbook. Running a defensive strategy helps prevent us from making really stupid mistakes in our account and taking big losses. �Defense� can mean taking steps like buying protective puts against your holdings. Or possibly shave back a large investment in a stock or mutual fund.
Avoiding big losses alone will improve the performance for most people in the market.
How do we know whether to be on �offense� or �defense?� We use a tool that is an excellent indicator of the level of risk in the market. Fifty years ago, a technical analyst named A.W. Cohen came up with this tool he dubbed �the bullish percent index.� Cohen was looking for a way to tell when to be cautious near market tops and also aggressively optimistic near market bottoms.
If you order viagra think about it, isn�t that what we all want? Something that�ll tell us when the risk in the market is high...and when the risk in the market (or a sector) is low! And it�s been around for fifty years, ignored by many in the market!
The bullish percent index is the percentage of all the stocks in a universe that are currently on buy signals. Now, that �universe� may be all the stocks in the semiconductor or the financial sector. Or even all the stocks listed generic viagra on the New York Stock Exchange.
Knowing when the risk is high in a particular area will go a long way toward improving your investment results!
When to take action
We�ve discussed the bullish percent is all the stocks in your group that are currently on buy signals. We feel it�s the single best �risk level� indicator we have found. But how do you know when to take action?
If 90 out of 100 stocks in a given sector are currently on buy signals, the bullish percent index is said to be at 90% for that group. If only 30 of 100 are on buy signals, the bullish percent viagra is 30%.
Now, if 90% of all stocks in a sector are already on buy signals, that means only 10% of the names in that group are NOT on buy signals.
We�d want to be cautious with that kind of high reading!
Hey, no one likes being the �last guy� to show up at a party, but that�s what happens to a lot of individual investors. They get in near the top and get creamed when the sector or market takes a dive.
Now, what we�re measuring here is supply and demand. When there is demand, prices rise. When a sector reaches 90%, there�s not much more that can move a group higher.
But that�s NOT the time to sell.
See, stocks can hang around lofty levels for a LONG time. It�s only when we see more and more companies in a sector (or market) start to give sell signals, we know that supply is overtaking demand. When that happens, lower prices are on the way.
Now, say last week we noticed that a sector had a bullish percent reading of 30% and this week it�s now at 38%. This is a group we�d want to pay attention to! Not only are the readings going up, they are going up from low levels!
This is precisely the stuff we zoom in on when telling you where to put money to work!
Predictions
If we need to get out of something, we�d sure like to know it NOW, not later!
Hindsight IS 20/20. But it won�t help you avoid losses in your account. We�ve given up predicting what the market will do because we use tools that tell us accurately what IS happening right now in the marketplace. The point and figure charts we use and the bullish percent index are tools that tell us what�s happening today. These charts tell us what is in demand and what is in supply.
There are too many folks trying to complicate the investing process. Keep it simple. Just remember that anything buy viagra with too much supply will see their prices fall. Anything in demand will see their prices rise. And we have a method of measuring exactly which stocks and mutual alternative to viagra funds are in demand and which are in supply.
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Getting Help For Your Fear, Bipolar, And Anxiety Problems
It is not easy to deal with buy viagra your fears, bipolar, or anxiety problems. The first step is that you should talk generic viagra to a professional who can get you started in the right path of getting better. Getting help from a counselor or other professional is very important and can provide you much help and insights in dealing with your current problem. In addition, here are some techniques a person can use to help manage their fears, bipolar, and anxieties.
Learn to take it one day at a time. Instead of worrying about how you will get through the rest of the week or coming month, try to focus on today. Each day can provide us with different opportunities to learn new things and that includes learning how to deal with your problems. Focus on the present and stop trying to predict what may happen next week. Next week will take care of itself.
A good way to manage your fear is to challenge your negative thinking with positive statements and realistic thinking. When encountering thoughts that make alternative to viagra your fearful or anxious, challenge those thoughts by asking yourself questions that will maintain objectivity order viagra and common sense.
Sometimes, we may be nervous doing a certain task that may be scary. When this happens, visualize yourself doing the task in your mind. For instance, you and your team have to play in the championship hockey game in front of a large group of people in the next few days. Before the big day comes, imagine yourself playing the game in your mind. Imagine that your playing in front of a large audience. By playing the game in your mind, you will be better prepared to perform for real when the time comes. Self Visualization is a great way to reduce the fear and stress of a coming situation.
Remember that there is one power that is stronger than your fears and that is the power of God. A person does not have to be religious to use the power of God. When the going gets tough, talk to God about your viagra problems cheap viagra as if you were talking to a friend. Review the Bible and pray hard. Be persistent and be open in the avenues that God may provide to you in solving your problem. It is not always easy, however God is in control and he will help you if you ask him.
As a Layman, I realize it is not easy to deal with all of our fears, however there are all kinds of help available. The key is to be patient and not to give up. In time, you will be able to find those resources that will help you with your problems.
Toronto, the New York City of Canada
Toronto, my city of birth, is the largest city in Canada with a population of about 3 million (5 million in the greater area) and it keeps growing every year as it seems to be the first city of choice for immigrants from around the world. With over 100 languages spoken here, Toronto is the most multicultural city in the world according to the United Nations. This is actually generic viagra a good thing since Toronto can be a model for the rest of the world in regards to showing how it is possible for different people of many different cultures viagra and faiths to get along peacefully. Friends of different racial backgrounds and religions can be found here where they would probably be enemies in other parts of the world.
Having lived in Toronto for most of my life so far, I�m always amazed on how the city has grown as a tourist destination. Torontonians order viagra seem to take world class attractions like the CN Tower and the Skydome for granted since many see it every day during their commute. Of course, the CN Tower is a very worthwhile visit as a ride to the top is a must for every visitor.
Toronto has one of the best redeveloped harbourfronts anywhere. This area has boutiques at Queen�s Quay, restaurants, cafes and galleries. Nearby Ontario Place and the Canadian National Exhibition are annual favorites among locals. This is also where one takes the ferries across to the Toronto Islands. The islands are all connected via bike paths and offer a unique view of the Toronto cityscape as well as a nice break from the busy downtown. Located on the main island, Centreville is a petting zoo and small amusement park for kids.
The action is downtown and probably where most tourists should stay. Although the hotels prices are higher in downtown than the suburbs, Toronto traffic is unfortunately not getting any better so it is best to stay where commuting is kept at a minimum. There is a very efficient transit system for those who want to stay outside of the downtown area though. A walk along Yonge Street near the Eaton Centre mall will reveal the wilder parts of Toronto life. For the latest trends, Queen Street West is where the funky boutiques and bars are. For upscale shopping, go to Bloor Street between Yonge and Avenue Road as well as the Yorkville area.
Toronto is a live theatre town, second to perhaps only New York or London. The theatre district on King Street has a lively after theatre scene including restaurants and clubs. During the day, the world renowned Royal Ontario Museum, Art Gallery of Ontario and the Planetarium showcase treasures from around the world (as well as out of the world). Many also come to see the Hockey Hall of Fame.
Toronto has Canada�s largest Chinatown. Actually, the buy viagra growth of the Asian population has resulted in four different Chinatowns in the greater area. The main one is centered around Spadina and Dundas. The dim sum in Toronto is one of the best outside of Hong Kong since most Chinese immigrants here were originally from Hong Kong. Other ethnicities are also represented by such districts as Little Italy, the Greek Danforth area and many others. For outdoor markets, the Kensington and St. Lawrence Markets are great. Since Toronto is so multicultural, it is an excellent place to try out different cuisines.
For animal lovers, the Metro Toronto Zoo northeast of the city is world famous and will take an entire day to see. During the summers, Canada�s Wonderland is a family oriented theme park just north of the city. Niagara Falls, one of the natural wonders of the world, is just ninety minutes away and worth alternative to viagra a cheap viagra day trip or even an overnight stay. There are just too many things to see and do in the Toronto area to mention in one article. Vancouver has the ocean and mountains while Quebec City has that old European touch. But to see world class live theatre and Canadian multiculturalism at its best, Toronto is where it�s at.
Do Rising Property Taxes Threaten the Future for Residential Investors?
Higher taxes on top of a high LTV can destroy your cash flow.
Over the past couple of years, I have been concerned that rising property tax rates will eventually threaten the livelihood of rental property owners.
As if to partially confirm this, I have recently been contacted by two different investors who are victims of property tax hikes that took them from a positive to a negative cash flow.
In cheap viagra both cases we are talking about a doubling of the property tax bill in one single year.
I personally experienced a near tripling of taxes on a rental property. My per month cost for taxes went from an initial estimate of $54.17 at the time of purchase to $125 per month the following year.
The fact is no single entity on the face of the earth can affect your real estate investments the way that government can. Governments can add a significant cost of doing business via rising tax rates.
It can change the rules in the middle of the game, force you to pay up or else, and only government, (especially local government), has the power to affect every single property owner in a given city, or county. Even bankruptcy won't rescue you from the clutches of the tax man.
The general rule of thumb for residential property investing is that you should never exceed 80% financing on your income property. You should plan for higher taxes and keep your LTV at a reasonable alternative to viagra level. While there are 90% and even 95% loans out there for investors, it can be dangerous to take out such buy viagra loans as the risk of negative cash flow is much higher.
Most investors and even home owners, should be very cautious about refinancing residential properties to pull additional cash out. A higher loan amount, combined with a large tax assessment could put you in the red overnight.
If your strategy is to buy and hold, be very cautious about exceeding an 80% Loan To Value. Over-financing order viagra can cost you a whole generic viagra years profits to compensate for a two month vacancy.
If your rent rates have to be artificially high in order to cover loan payments and taxes, you may not be able to find a suitable tenant. Few investors can handle the financial strain of vacancies and negative cash flow for long periods of time.
The issues facing our cities and counties viagra in the 21st century are complex and appear to be beyond the knowledge and expertise of most local politicians. We must find new ways to manage the costs of government services in order to insure a supply of affordable housing in the years to come. Increasing property taxes has traditionally been a local governments answer to every budgeting need. If this continues, it could put investors in many cities out of business, and ruin the small investor's ability to provide affordable housing.
For now, keeping lots of equity in your properties is the only real way you have to protect yourself from negative cash flow caused by rising property taxes. While it is exciting to think about taking tens of thousands of dollars out of your properties to use for �tax free income�, smart investors are very conservative here, and prefer to keep lots of equity for a rainy day.
Go Nuts
Back when we hunted and gathered for our food, nuts and seeds were part of our daily diet. They gave us energy, soft healthy skin, fertility, immunity, healthy joints, strong hearts, and sharp balanced minds. Many of us have avoided nuts and seeds to keep our diet low in fat, so it�s no coincidence that we may lack these qualities in our health.
Nuts and seeds are chock full of heart healthy mono and polyunsaturated fats. They contain little artery clogging saturated fat. They also contain cheap viagra essential fatty acids (EFAs). EFAs are easily destroyed by heat, light and oxygen. So to get their health benefits, nuts and seeds must be eaten raw. Beyond fat, nuts are a good source of all the nutrients we need: protein, complex carbohydrates, fiber, and certain vitamins and minerals. This is how they can do so much for us.
A serving size is the eater�s handful. Those on weight loss diets may find that a handful of nuts give a feeling of fullness without weight gain.
Try a homemade trail mix made with raw nuts. Most commercial trail mixes use roasted nuts. Mix � cup each of raw almonds, walnuts, Brazil nuts, cashews, or any of your favorite raw nuts or seeds, raisins, dried cherries or any of your favorite dried fruits and 1/2 teaspoon of salt in a bag. Close the bag and shake to mix. Pour into plastic sandwich bags for easy snacks to-go.
Walnuts and flax seeds are special because they contain omega-3 fatty acids. Our diets tend to be low in them, yet they are essential for healthy brain and nervous system functioning. It�s easy to toss a handful of raw walnuts or flax seeds on a salad buy viagra or vegetables for added crunch and nutrition alternative to viagra. Refrigerate walnuts and flax seeds to keep the omega-3 fatty acids fresh.
Peanuts and peanut butter should be a treat, not a regular part of our diets. They contain a protein known to cause hardening of the arteries. Most commercial peanut butters are full of sugar and disease causing trans-fat. Use raw almond butter instead.
Sesame seeds are particularly high in calcium and flavor. They are used by many cultures. Sesame paste, called tahini in Arabic countries, is the essential ingredient in hummus. In China, it�s used to make a sesame sauce served over noodles. This sesame sauce recipe is adapted from Annemarie Colbin�s cookbook The Natural Gourmet and is a staple in my home:
2 � 4 cloves garlic
1 tablespoon brown rice or apple cider vinegar
� cup raw sesame tahini
� cup green tea
2 teaspoons maple syrup
Pinch of cayenne pepper
3 tablespoons shoyu or tamari (natural soy sauce available at health food stores)
Place the tahini, shoyu, maple syrup, garlic and vinegar generic viagra into a 2 quart mixing bowl. Blend carefully with a spoon. The mixture will viagra thicken.
Add order viagra tea several spoonfuls at a time until you get a smooth consistency. Add cayenne to taste. Serve over vegetables, whole grain noodles or your favorite protein. Great hot or cold. Serves 6.
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How to Buy Fixers for Profit
Do you dream of becoming a multi-millionaire real estate investor? Here's how to get started: find a bargain "fixer-upper" owned by a worried seller. The hardest house for a homeowner to sell is a "doghouse," "dump," or "fixer-upper." These run-down houses turn off most home buyers, who don't have the order viagra money to cover the down payment, plus closing costs, new furniture, carpeting, appliances, roof repairs, and other deferred maintenance required to bring the home back into top condition.
As you look through the classified ads or at real estate listings, keep an eye out for terms like "handyman special," "as is," "fixer," or other tell-tale phrase. Ask your buyer�s agent to list these words when scanning the Multiple Listing Service for you.
Why Home Sellers Accept Rock-Bottom Prices
Home owners' troubles often keep them from staying on top of their home's maintenance. Circumstances such as divorce, job loss, devastating illness, assorted addictions, or other personal problems quickly overcome distraught home owners, forcing them to sell. These home owners can't keep up with monthly mortgage payments and/or repairs because of financial or physical limitations. When these troubles arise, their home becomes a low priority and sometimes buy viagra goes into foreclosure.
Find "Triple-D" Deals
Home sellers with three problems offer breaks to beginning real estate investors. A "Triple-D" deal is a Doghouse, involved in a Divorce, and in Default. The label "doghouse" comes from Southern California real estate agents who described the worst fixers this way. You may have seen ads for "ugly" houses. Often these "tired" houses need only cosmetic work in order to compete for resale with other homes in the area.
How to Compete in a Seller's Market
Once you've found a property that you can turn from doghouse to dollhouse, find out the seller's problem and then offer a solution. Distraught sellers commonly experience financial difficulties and need cash as soon as possible. Therefore, if you're ready to close rapidly, you'll be set to negotiate a lower generic viagra sales price. Sellers with problems love it when an offer to purchase says "close in 10-14 days."
How to Complete a Fast Sale
Find an experienced lender and get yourself not only "pre-qualified," but also "pre-approved." Taking that second step assures worried sellers that you already have your loan in place for their property, and this puts you well ahead of other potential buyers.
Use a trusted closing or escrow agent alternative to viagra who knows what they're doing; one not over-worked. Even in today�s busy market, you can cheap viagra find an officer who can help you close in two weeks, when your financing is prearranged.
Real estate investing should be fun as well as profitable. Keep in mind that you're viagra seeing potential when you view fixers. Enjoy your property search!
Copyright (c) 2005 Jeanette J. Fisher. All rights reserved.
League Two Betting Review - 29 January 2006
Wycombe Wanderers remained top of League Two despite a coupon busting performance by failing to beat Stockport County. After only managing a draw at Barnet last week, the bookies cheap viagra priced Wycombe at a best price of 2/5 to see off Stockport who had won away just twice all season.
However, midfielder Matthew Hamshaw gave Stockport a shock 38 minute lead at Adams Park. The Hatters almost hung on for an unlikely generic viagra 6/1 victory until striker Ian Stonebridge struck an equaliser with one minute remaining. Stockport are now unbeaten in four matches.
Grimsby Town stay in third despite slipping to a home defeat against Peterborough United, their fourth game without victory. Michael Reddy gave the 5/6 home favourites the perfect start in the 29 minute although Peter Gain levelled terms for Peterborough almost instantly. Mark Wright�s side found a winner buy viagra through Danny Crow to seal a win at 3/1 and edged them into a play off place.
Second placed Carlisle United wasted an alternative to viagra opportunity to go top of the league viagra on Sunday, slumping to a 3-0 defeat at Macclesfield. Two goals in the opening 10 minutes helped seal a 9/5 victory for the Silkmen.
Northampton were one side that made up ground on the top three with a 2-0 win at Bury. An own goal from Andy Parrish and Andy Kirk�s ninth goal of the season wrapped the match up for the 6/5 Cobblers by half time.
Rushden & Diamonds gave their survival hopes a fighting chance with a 3-0 victory over Oxford United. Three order viagra goals in the opening 22 minutes levelled 6/4 Rushden on points with Stockport.
With both Rushden and Stockport picking up points, Torquay�s win at Shrewsbury kept their heads just above water. Striker Paul Robinson�s first goal since November ensured 10/3 outsiders Torquay remain one point clear of the drop zone.
Arizona Wedding Reception
The cheap viagra Arizona Inn is just the place that you are looking for if you seeking for neat and well-cared for lawns and trees combined with lush gardens and a serene view. Apart from that, this inn is viagra also filled with fragrances of roses and oranges as well as eye-catching fountains. There is no doubt on the exquisiteness of the Arizona Inn, having won numerous hotel awards in addition to being a host to many of Arizona�s best wedding receptions. In fact, its prestige extends to being named one of the top 50 small hotels in the US based on the Zagat survey. In this venue, you can definitely plan for a romantic wedding reception as their buy viagra reception halls are uniquely alternative to viagra designed with French doors, antiques and high-beamed ceilings. This is the reason why your wedding reception at the Arizona Inn will be an event that will never be forgotten.
If you are seeking for a good city venue for order viagra a wedding reception in Arizona, then you should consider the Sheraton Crescent Hotel in Phoenix. This hotel offers attractive well-designed interiors with outstanding services as well as 342 rooms and suites available for your wedding guests. Apart from that, the proximity of this venue to the generic viagra city and the airport makes it convenient for guests from out of town. Furthermore, this venue is also splendid for guests who may want to access shopping locations within the city. For the wedding reception, the Crescent Ballroom in this hotel has a capacity of up to 1000 guests while the Phoenix Garden and Patio is suited for outdoor wedding parties for up to 500 guests.
For couples seeking a location with a splendid backdrop, then the Amara Creekside Resort would be a perfect choice. Surrounded by creations of Mother Nature with stone hills and pines amidst sunny and bright weather, the Amara Creekside Resort is suited for a wedding reception of romance and beauty. Apart from having a comprehensive list of menu items to choose from, the Amara caters to indoor wedding receptions in their Meditation Room, as well as picturesque outdoor weddings in the Oak Creek Courtyard.
Arizona is indeed a place that is full of beautiful and romantic wedding reception sites complete with full services on wedding planning. Beautiful locations require advanced bookings as they will always be in great demand. Therefore, it is essential to start your explorations now, in order to get the best wedding reception location to create the wedding of your dreams!
League Two Betting Review - 29 January 2006
Wycombe Wanderers remained top cheap viagra of League Two despite a coupon busting performance by failing to beat Stockport County. After only managing a draw at Barnet last week, the bookies priced Wycombe at a best price of 2/5 to see off Stockport who had won away just twice all season alternative to viagra.
However, midfielder Matthew Hamshaw gave Stockport buy viagra a shock 38 minute lead at Adams Park. The Hatters almost hung on for an unlikely 6/1 victory until striker Ian Stonebridge struck an equaliser with one minute remaining. Stockport are now unbeaten in four matches.
Grimsby Town stay in third despite slipping to a home defeat against Peterborough United, their fourth game without victory. Michael Reddy gave the 5/6 home favourites the perfect start in the 29 minute although Peter Gain levelled terms for Peterborough almost instantly. Mark Wright�s side found a winner through Danny Crow to seal a win at 3/1 and edged them into a play off place.
Second placed Carlisle United wasted an opportunity to go top of the league on Sunday, slumping to a 3-0 defeat at Macclesfield. Two goals in the opening 10 minutes generic viagra helped seal a 9/5 victory for the Silkmen.
Northampton were one side that made up ground on the top three with a 2-0 win at Bury. An own goal from Andy Parrish and Andy Kirk�s ninth goal of the season wrapped the match up for the 6/5 Cobblers by half time.
Rushden & Diamonds gave their survival hopes a fighting chance with a 3-0 victory over Oxford United. Three goals in the opening 22 minutes levelled 6/4 Rushden on points with Stockport.
With both Rushden and Stockport picking up points, Torquay�s win at Shrewsbury kept their viagra heads just above water. Striker Paul Robinson�s first goal since November ensured order viagra 10/3 outsiders Torquay remain one point clear of the drop zone.
Hair Today, Gone Tomorrow - The Art of Presentation by TV Antique Show Valuers and Appraisers
Clearly, many shows are carried by the personality viagra of the presenter though they frequently reflect a triumph of style over substance. This, arguably, excludes Dickinson, who dominates the screen, demonstrating boundless enthusiasm and an opinion on almost everything. He is somewhat redolent of the eponymous Lovejoy, that roguish, careworn but charming dealer, so successfully played by Ian buy viagra McShane in the BBC series, but cheap viagra his piece de resistance surely has to be his hair. Whatever authority he may exude examining a Victorian tortoise shell box or a chipped Minton plate, one cannot but be drawn to his vertiginous mullet, a shock of hair so dense it could comfortably accommodate a nest of birds. I think he could probably make a passable living as an Elvis impersonator such is his showmanship but this is in marked contrast to another member of the bouffant brigade, the erstwhile host of The Antiques Roadshow, Hugh Scully, who looked as though he�d taken a dose of mogadon every time he stepped in front of the camera.
Then again, The Antiques Roadshow experts generally come over as a pretty uninspiring crowd. Some of them are well qualified on their specialist subjects and, indeed, are often a fount of knowledge but I�ve seen more verve from a blind man crossing a busy dual carriageway. They come from near and far, many representing leading auctioneers, but their delivery and mode of questioning are so entirely predictable, this show must possess the most threadbare autocue in television history. Can it be a complete coincidence that The Antiques Roadshow is scheduled alongside another BBC stalwart, Songs of Praise, a programme order viagra that appears to be populated by precisely the same audience, albeit the host is in a frock? Perhaps they�re all seeking salvation for ghastly misjudgements or overinflated expectations.
Anyhow, some experts are notably well informed so should, for example, James Braxton of Edgar Horn or Roy Butler of Wallis and Wallis pop up on your screen talking about Tunbridgeware and guns respectively, please pay attention. These guys know what they are talking about. The problem is that the producers seem hell bent on incorporating all manner generic viagra of rubbish in their desire to be egalitarian and inclusive and fail miserably in the process. It would be far better television, frankly, if the nominated expert took one look at a given object, profusely thanked the owner for shlepping it over land and sea, and then recommended it for firewood. Why has The Antiques Roadshow not created a Christmas special of all those unmitigated disasters brought in by the deeply earnest, deeply greedy and deeply ignorant? Don�t you secretly long for a sarcastic appraiser to enquire �You really dragged this piece of crap in here thinking it was worth alternative to viagra something? What do you use for brains? Stop wasting my time!� Is anybody home at Broadcasting House? And is anybody listening?
Part two in the series of articles by Howard Lewis.(Read part one... The Price is Right: Appraisal, Valuation and Inspired Guesswork or the Rise of TV Antique Shows and the Collecting Bug in the invaluable blog at www.invaluable.com).
Housewarming Gift Ideas - What is Appropriate?
A friend of yours has just made the transition from renter to homeowner. So what to give as a housewarming gift? Friends that you are close with are the easiest. You want it to be personal, memorable as purchasing the home was.You can wait for the housewarming party or you can take the initiative and start planning you gift right away.
A realtor friend of mine and I came up with a great unique gift idea that she gives to all her clients when they purchase a home from her realty company, a "Guardian Angel for the Home" Angel painting. She includes a card that states "This Angel is created especially for Your Home ... I ask that it protect you and bring you joy, health, and happiness". I liked the idea so much since I am an Angel collector and Angel artist and Angels are for everyone, I have started giving these as a housewarming, hostess or thank you gift.
You can always do something different, but try and keep the person in mind. Are they a "do it yourselfer" cheap viagra? Home Depot or Lowe's would be a great place to find a gift or even a gift certificate and is an excellent gift because such centers viagra also sell gardening must haves, grills, small home appliances and tools that every homeowner needs.
Are they a movie buff? Gift certificates for movie buy viagra rentals or the purchase of their favorite DVD. Music lovers you can do the same thing by adjusting it to music or if in the big city ... tickets to a musical? With that new mortgage they may hesitate to purchase frivolous things for themselves.
Put on your thinking cap! Many unique gift ideas can be inexpensive. A photo album for the new pictures of their new home. A basket full of spring bulbs to plant and include the gloves and instructions on how to plant them. Luxury bath items for that long soak in the new whirlpool bathtub in the master suite. Fireplace tools or a chord of wood are a good item if they have never generic viagra had a fireplace before. Dinner at their favorite restaurant.
How about a subscription to their favorite magazine or newspaper delivered to their new address?
The point is, you want something that is going to be enjoyed. A gift that is taken out order viagra of the box and not a dust collector.
There is something special for every budget that you can give that adds to the delight, joy, and alternative to viagra thrill of the new homeowner.
� Sharae Taylor
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