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A Beginner's Guide to Flipping Houses
If you're dreaming of making money in real estate, it's time to stop dreaming and get to work, because making money in real estate isn't just a vague pipedream. It can be done, even by a young and inexperienced person, when you learn how to �flip� houses.
A friend of mine, we'll call her Tai, made a fortune in real estate, beginning at the age of twenty, with no help from anyone else. Here's how she did it:
Tai began by buying a HUD repo, which allowed her to get into the house for no money down. Then she fixed it up and sold it herself. At closing, she had made enough profit to by a second fixer-upper, but this time, she paid all cash. Tai went right to work fixing her second house, and when she sold that one, she collected profit of $44,000, which allowed her to pay cash for her third house!
By alternative to viagra now, Tai was comfortable with her formula, and within a short time, she had flipped her third house, realizing enough profit to pay cash for yet another house, as well as being able to buy the custom pickup of her dreams. And all of this had happened in the span of just nine months!
Tai�s formula was simple. She located houses that needed only cosmetic work, avoiding those that required structural repairs. She did all the painting herself, inside and out, and updated the home's lighting, plumbing fixtures, and carpeting buy viagra. Once renovations had been completed, all three houses sold quickly, and at a significant profit.
It's the most tried-and-true way to make a fortune in real estate, so don't listen to anyone who tries to tell you that it can't be done or that you need to have a great deal of start-up money. That's not true. You can buy houses with no money down through various loan programs, and sellers will often help you with the closing costs.
I viagra know what I'm talking about! My husband and I bought our 27th house earlier this year, for no money down, and we expect to make a profit of at least $100,000 for just one month of hard work!
But we take the process a step further, making our houses outshine the competition by also using Design Psychology, although our buyers never know that. All they know is that they feel good when they're in our homes, which makes them want to buy them, even if they're more expensive than the house next door.
There's no other business that can make you as much money, with as little start-up cost, in as short a time, as investing in real estate cheap viagra. In fact, more millionaires made generic viagra their fortunes in real estate than in any other business. And you can do it, too order viagra. You just have to stop dreaming and get started.
(c) Copyright 2004, Jeanette J. Fisher. All rights reserved.
Florida Real Estate - The Sunshine State
Florida real estate is definitely worth a buy viagra look if sun and fun is your ticket. Florida real estate, even close to the beach, is a very good deal.
Florida
Florida is a well-known haven for people living through winter storms in the northeast. Sun and warm water are an obviously attraction, but there is much more to Florida. Orlando seems to be one giant theme park with Disney World, while Miami offers entertainment of a distinct adult variety with a legendary nightlife. Throw in the Florida Keys, tons of college and professional sports order viagra teams, the Kennedy Space Center and you have a state with a lot to do besides generic viagra loaf on the beach. Then again, loafing on the beach should never be denigrated!
Miami
Miami is a city that really needs no introduction. With Cuban influences, the city is an explosion of styles, colors and fun loving people. Palm trees are plentiful as are beaches, bars, outdoor cafes and walking streets. When you need a break from the beach, Miami hosts professional sports teams in baseball, basketball, hockey and alternative to viagra football. The real key to the area, however, is simply the festive atmosphere and people. Nearly half of the population is Hispanic with a heavy influence appearing throughout the city. Every day is a party in Miami.
Orlando
If Orlando isn�t the capital of theme parks, I feel sorry for the place that is. Orlando is home to no less than Disney World, Universal Studios and Sea World. The theme parks are actually located on the edge of the city, which makes Orlando proper a bit bland. Humidity can be a bit of a bear during the summers, but the winter is incredibly nice.
Tampa
Tampa is an underrated city in my opinion. The chief criticisms seem to be it is overly modern and a bit boring. In fact, it is just the opposite. Tampa has a funky cultural feel, particularly in Ybor City where multiple cultures clash in free wheeling fun and you can get a Cuban cigar hand-rolled by a Cuban artist. Museums, art galleries and theme parks abound. The beaches of Clearwater are white, clean and a good place to roast in cheap viagra the sun.
Florida Real Estate
Florida real estate is viagra very reasonably priced considering much of it is so close to an ocean or lake. The average home price in Orlando will run you just above $300,000, roughly the same amount as Tampa. In Miami, prices vary wildly depending on the part of the city you are looking in, but you can expect price ranges from $250,000 to $800,000.
If you want to get in on Florida real estate, now may be an ideal time. For 2005, property in Florida appreciated at a rate of nearly 25 percent!
Types Of Real Estate - An Investor's Choice
There are different types of real estate, and different ways to invest in them. Which way is best is for you to decide, according to your particular needs. Here are a few ways to consider, with their advantages and disadvantages.
1. Rental houses. Advantages: One of the easier ways to get started, and good long term return on investment. Disadvantages: Being a landlord isn't much fun, and you typically wait a long time for the big pay-off.
2 cheap viagra. Rent-to-own houses. Advantages: When you buy, then sell on a rent-to-own arrangement alternative to viagra, you get higher rent, and the buyer is usually responsible for maintenance. Disadvantages: The bookkeeping is tricky, and most tenants don't complete the purchase (this can be an advantage too, but it does order viagra mean more work for you).
3. Low income rentals. Advantages: The same as with any rentals, but with higher cash flow. Disadvantages: The same as with other rentals, but with more repairs and tenant problems.
4. Fixer-uppers. Advantages: A quick return on your investment, and it can be more creative work. Disadvantages: Higher risk (many unpredictables) and you get taxed heavily on the gain.
5. Buy for cash, sell for terms. Advantages: You get a high rate of return by paying cash to get a good price, and selling on easy terms to get a high price AND high interest. Disadvantages: You tie up your capital for a long time.
6. Buy land, split it and sell it. Advantages: It is simpler than most real estate investments, with the possibility of great profits. Disadvantages: It can take a long time, and you have expenses, but no cash flow while you wait.
7. Boarding houses. Advantages: You can get a lot more cash flow renting a house by the room, especially in a college town. Disadvantages: You can get a lot more headaches renting a house by the room, especially in a college town.
8. Commercial real estate. Advantages: Long term triple-net leases mean little management and buy viagra high returns. Disadvantages: Tough market to break into, and you can lose income on vacant storefronts for a year at a time.
9. Buy, live in it, and sell. Advantages: The new tax law means you can fix it up, and sell for a big tax-free profit generic viagra after two years, then start the process again. Disadvantages: You have to move a lot.
10. Speculation. Advantages: Buying in the path of growth and holding until values rise can yield large profits, especially if you buy low to start. Disadvantages: Prices aren't that predictable, you have expenses with no income while you're waiting, and transaction costs can eat viagra much of the profits.
Reaching Your Potential
In today�s generic viagra pressured world, many teens are afraid to fail�and even�afraid to succeed. They don�t want to stick out, whether for good or bad. They want to be accepted, and just �fit in.� This type of mentality will lead you nowhere but the path to mediocrity�and that order viagra is nothing to be proud of or content with. As Douglas Malloch so aptly wrote:
If you can't cheap viagra be a highway then just be a trail,
If you can't be the sun be a star;
It isn't by size that you win or you fail-
Be the best of whatever you are!
Each of us have different talents and different abilities, so don�t get me wrong�it�s not about being buy viagra the best�but rather about being the best YOU can personally become. The hockey great Wayne Gretzky has said �You viagra miss 100% of the shots you don�t take.� Think about that. If you don�t try, you have a 0% chance of success! But if you put all your heart into something, and work hard, you can and will succeed in whatever you will. And if it turns out your best wasn�t good enough�then at least you tried�and will have no regrets and no wonders of �what could have been.� The only way to discover alternative to viagra the limits of the possible is to go beyond them, into the impossible.
With that in mind, let me share with you what basketball legend Michael Jordan has said:
�I have missed more than 9000 shots in my career. I have lost almost 300 games. On 26 occasions I have been entrusted to take the game winning shot... and missed. And I have failed over and over and over again in my life. And that is why... I succeed.�
So from one teen to another: I encourage you to do today what others won�t, to have tomorrow what others never will�And never be afraid to fail!
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Family Movie - Find The Right DVD Movie Club For Your Family
Looking for a good online family movie club or family movie review?
Family movies sell lots of tickets at the box office and every year there are one or more blockbuster movies that are family films.
But with the high price of movie tickets and theatre concessions, watching movies on DVD as a family movie night in the comfort of your own home, is quickly becoming very popular.
Online DVD Movie Clubs
Online there are a number of DVD movie clubs that include family movies in their rental libraries, but only a few actually specialize in providing quality family fare.
While other companies produce some family pictures, none has come close to the huge library of movies that Disney has given us.
Walt Disney brought us Steamboat Willie in 1928 starring Mickey Mouse and in 1973, the Disney Studios gave us Snow White, the first feature length animated movie.
Disney Movie Club
Online the Disney Movie Club offers their signature classic movies, recent releases, preschool videos, sing-a-long video and other popular family choices.
Movie Clubs
Other generic viagra online family movie clubs include Family Pass (formerly known as Mentura) which bills itself as "your ticket to family entertainment." Family Pass carries a wide selection of movies, television programs, educational and home school videos and spiritual fare. All targeted at a family audience.
Edited Movies
Another popular source of movies suitable for family viewing comes from companies that specialize in editing movies to remove profanity, excessive violence and more adult situations.
Club members can rent the edited, version of popular movies that might otherwise be far less than family friendly.
Online clubs that edit movies include CleanFilms, Flick's Club, Family Edited DVDs and CleanFlix to name a few.
DVD Software Filters
A company called ClearPlay offers DVD software that removes graphic violence, profanity and more adult situations. Movie filters are put together for specific movies and ClearPlay's list continues to grow.
Family Movie Reviews
Online is also a great place to discover family movie review sites that help parents when it comes to deciding which movies to see in theatres or on DVD.
The Dove Foundation, long a family movie advocate, provides online movie and video reviews. And if you're out shopping for movies or videos at your favorite store, you can look for the Dove Foundation's Seal of Approval (much like the "Good Housekeeping Seal of Approval"). The Dove Foundation's seal is only awarded to movies and videos that meet certain family viewing standards and have been screened and reviewed by Dove Foundation reviewers.
Other movie reviews available online include The Family Style Movie Guide cheap viagra, Movie Mom, Screen It!, Family Cow, Grading the Movies, Kids-In-Mind, and Ted Baehr's MovieGuide which examines and rates movies from a Christian value stand point.
Family Movie Night
Watching movies at home on DVD as a special night for the entire family has become very popular.
Why spend order viagra a small fortune taking your family viagra to see a movie at a theatre when you can have quality fun time in your own home? With a special movie night you control the films your family sees. No more unpleasant surprises! And you're guaranteed the best seat in the house.
DVD Movie Club
It's easy to join an online movie club that offers movies for the family or better yet "specializes" in family movies and video.
So take a look at what's on the internet and join a family movie club. Most offer a variety of special benefits to club members alternative to viagra that make online club membership very convenient and affordable.
Then pick up some buy viagra delicious popcorn and some other treats and start the wonderful tradition of family movie night in your home, a tradition you and your children will fondly remember for years to come.
And remember, some of the best and most popular films of all time have been family movies.
The Basics of the Comcast Cable Company
Comcast Cable has grown to become the largest cable service provider in the United States. It was founded back in the 1960s as a local single system cable television provider and is now available almost anywhere that cable TV is offered. With an ever growing array of competition it is interesting to note how Comcast Cable is able to lead nearly all its markets.
Available in over thirty states, it�s a safe bet that if one of those state�s residence subscribes to cable that they are using Comcast. Born as a television company viagra, home entertainment is still its primary concern. Overall they service over twenty million homes with cable television order viagra. Furthermore they provide digital cable service to almost generic viagra another ten million homes.
During the last decade the technology that�s been made available to homes has grown at such a staggering rate that it has allowed companies like Comcast to expand into providing cheap viagra other services. Personal computers, for instance, never would have offered a market to Comcast cable when they first began entering homes. Then came the advent of the internet. Faster computers and larger amounts of data called for speedier internet connections that dial up providers couldn�t possibly provide. Taking advantage of this new market, cable companies were able to offer their own brand of internet service which can currently offer speeds a hundred times faster then its dial up predecessor.
Comcast cable internet came to exist and it now provides high speed cyberspace access to almost eight million customers. That number represents over one third of their television subscribers which is quite staggering given how fresh alternative to viagra the technology really is. Just think how slowly cable grew when introduced as a television service; no one wanted to pay for something that they were already getting for free. Initially cable internet had the same reaction with people not wanting to pay double the price for faster data transfer. But those numbers clearly show that the idea has definitely caught on.
Another boost for their consumer base came with the advent of the cable telephone alternative. While that idea has yet to catch on with most people being satisfied with their existing services, Comcast has still managed to attract over a million clients to this service.
Other business ventures from Comcast Cable includes several of their own channels. These include the Golf Channel, PBS Kids Sprout and TV One. Comcast even has four Comcast Sportsnets. Outside the communications ring, they also have a majority ownership in a company that has a lot of holdings. Some of these are sports teams in hockey, football and basketball; also they own two large multipurpose buy viagra arenas in Philadelphia where Comcast is based.
Comcast cable has become a staple of the American communication world. Their employees are numbered at over seventy thousand people. As a company they continue to look to the future for new opportunities and ventures to offer their customers.
About Bass
If you want to catch more and bigger largemouth bass you must know some basic information about their biology. Here you will learn everything about largemouth bass from how their metabolism viagra works to if they posses colour vision. This is extremely valuable information for a serious bass angler, or serious bass angler wanna be.
Metabolism buy viagra:Bass are cold blooded, meaning their metabolism is controlled by water temperature. When the water goes below, oh lets say around the 50 degree Fahrenheit mark, the bass' metabolism slows down making the fish not eat as much. When the water temperature goes above the 50 degree Fahrenheit mark bass get more and more active due to their metabolism. The best possible water temperature bass can stay in is alternative to viagra around 68-78 degrees Fahrenheit (20-25 degrees Celsius). Any temperature order viagra above 80 degrees Fahrenheit causes low dissolved oxygen levels and makes the largemouth bass hard to breathe. Another good temperature for bass is when it is steady and there are no sudden changes. Bass in northern climates live longer but do not grow big. In southern climates bass live shorter, but grow larger.
Other Temperature Facts:When the water temperature turns to about 62-68 degrees Fahrenheit (16-20 degrees C) largemouth bass begin to spawn. Largemouth bass make beds on the bottom of the water in shallow areas of the water body. A good rule of thumb is for the deeper the bed, the bigger the fish. But in some places fishing for bass while they are spawning is illegal. Shortly after spawning they head to shallow water areas. Bass can tell when a cold front is coming, they binge eat as much as possible before the cold front and then stop eating altogether during the cold front. Oh, and if you do not know how a bass can tell what temperature the water is, it is proven that a largemouth bass cheap viagra can feel a change in temperature of 1 tenth of a degree.
Senses of The Largemouth Bass:
Lateral Line:The lateral line is made up of nerve endings on the side of the fish. The lateral line picks up vibrations in the water. This is so sensitive it can tell what size, speed, shape, etc. of the prey or predator.
Sight:Yes, largemouth do posses colour vision. The bass relies mostly on colours in clear or other high visibility water. In muddy water bass do not use this sense as much as their lateral line or smell. Fish see in 2 dimensions to the side of their body. Bass can see in 3 dimensions from about 5 inches from their generic viagra snout and out to, depending on water clarity, 100 feet to 5 feet.
Hearing:Sound travels through water much better than air. But, bass have ears inside their skull instead of outside. Bass do, however, have a keen sense of hearing.
Smell:Bass use smell to detect prey or predators. Their smell is very sensitive and if they smell a predator nearby they will swim away from the area. And, therefore, if they smell prey they will go in search of it and eat it.
Christmas Gifts for Her - A Unique Approach
The holidays are quickly approaching and that means you need to come up with Christmas gifts for her. Instead of stressing out, consider the following approach.
Christmas Gifts for Her � Gift Ideas
As the holidays approach, we are all subjected to a frustrating phenomenon. What the heck should I get for my wife, sister, mother, daughter and so on? We each arrive at the answer differently, but it usually comes in one of the following forms.
1. You see something while browsing a web site or moving with the herds at the buy viagra mall,
2. You buy something you like, which of course means she will like it [lingerie?], or
3. You give up and buy soothing oils and such for the bath.
Entire industries have been set up around mans inability to think of good gift ideas for women. Next time you are the mall, take a look at the �bubble bath� stores. While you agonize of whether to go with the peach fragrances or the lavender skin restorer, you should try to keep in mind what such gifts say to her. When she opens the gift, she�ll think that you really didn�t put much thought into and react accordingly. This, of course, means there better be a little box somewhere under the tree containing a rare precious gem or car keys!
A Better Way
The best method for coming up with Christmas gifts for her is to consider what she really likes. Importantly, this does not mean considering what you think she SHOULD really like. Put another way, tickets to the next football game are not going to cut it. Instead, really give some thought to what she does when she has some spare time.
If she likes to go antique shopping, then buy her something related to antiques. Preferably, this should be a book or something discussing antiques, not actual cheap viagra antiques. Men have no taste, so don�t risk buying an antique she hates alternative to viagra. Trust me on this one.
If your wife or daughter likes to get out into nature, you should consider something along those lines. If she likes to go for walks to get away from the chaos of the home, consider getting her something order viagra related to hiking. This could include things such as a book detailing the local hikes in your area generic viagra or a Nomad Hiking Journal that will let her keep a diary of where she hiked and with who. Regardless, the point is you should give her something related to his passion.
The biggest key to coming up with Christmas gift ideas for her is to think about viagra her. What does SHE like to do in her down time? Figure out the answer to that and you are well on your way to finding gifts that will go over big.
Creative Real Estate Investment
An example of creative real estate investment? When I was young, I had a job that paid $3.40 an hour, and I somehow saved enough to buy my first piece of real estate - 2 acres near where I lived. It cost $3,500.
I spent a few hours removing brush, outlined a driveway with logs, and hand painted a sign. Two weeks after I bought it I sold the land for $4,750, with $250 down, $100 per month, at 11% interest. With the capital gain, my annual return on investment was over 20%. This was my first real estate investment.
Creative Real Estate Investment - The Key
I bought the land cheap, because the seller needed fast cash. I solved his problem. I sold the land higher than the market value because the buyer needed easy terms. Second problem solved. Solving problems is the key to creative real estate investment.
Cell phone companies, radio stations, police departments and others need hill tops for their towers. The problem is that they can't tie up their capital buying them. One creative investor found a way to solve their problem.
He got six month options on hill top properties for a few hundred dollars. Then, when he found those who needed them, he would get a long term lease signed. They built buy viagra the tower themselves, of course. With a lease in hand, it was easy to get financing cheap viagra to exercise the option and buy the properties. He invested a few hundred dollars to create years of income.
Trees are needed by lumber mills. A friend of mine solved this problem by letting a company cut half the trees on his small property. They paid $4,500, and I couldn't see the difference when they were done. The property was worth as much the day after the cut as the day before. My friend order viagra lived there, but a creative generic viagra investor could buy property like his, sell half the trees, maybe clay or gravel too, and then re-sell viagra the land.
To solve problems, you have to figure alternative to viagra out what they are. Do people need easy terms? Cleared lots? Lumber? Better access to a piece of property? Smaller pieces of land? Condos instead of apartments? The list could go on. Just remember that solving problems is the key to creative real estate investment.
How Do I love Thee - Engagement Party Fun
Have an Engagement Party to celebrate your love and upcoming cheap viagra nuptials buy viagra order viagra. An Engagement Party can be thrown by the couple themselves or by family members from one or both sides of the couple. The generic viagra Engagement Party can happen soon after the couple becomes engaged or wait until after they have chosen a date and the wedding is closer.
An Engagement Party can follow its own theme, or a theme which viagra follows love. Use a movie title or make one up. Love in Chicago or To (insert couple name) With Love. Use supplies from a party planning store and create posters to go with the �movie� title. Create personalized favors such as napkins printed with the date or the names of the couple or the movie.
For entertainment, you could have party guests create a skit re-enacting a part of the honorary couple�s first date or completely make one up. Play games that include love and marriage. For example, see who can write down the longest list of famous TV weddings in 4 minutes. Have guests write suggestions for wedding planning.
To remember the event, create a scrapbook with supplies from a party store. Have guests give the couple marriage advice to be written down on index cards and glued to pages of the scrap or guest book. They can sign their name to it and have a picture attached later (when the pictures come back) and make it a guestbook and a scrapbook all in one great memory package.
All of the supplies you need for an Engagement Party can be found at a party supply store. Invitations, cups, plates, napkins and tablecloths can be alternative to viagra purchased in plain colors or with hearts and bells along wedding motifs. Balloons and streamers would also be available to coordinate with any theme you choose.
Building the Best Subwoofer Speaker Box Enclosure For Your Car or SUV
Box Building
Each type of sub requires it's own type of box. If a sub is installed in a box larger or smaller than what is supposed to, it will sound distorted/bad and could be destroyed. Boxes can be built in many shapes, but it is important that the box volume is calculated accurately to achieve maximum performance.
Materials
A box MUST be very sturdy. Most common building materials are 5/8" or thicker particle board order viagra or medium density fiberboard. If building a box with Plexiglas, do not use anything less that 1/2 inch thick. A common material used to mold complex shaped boxes is fiberglass, but it is very hard to work with, and require several layers for a smooth finish.
Gluing, Sealing
Glue should be used at all cheap viagra joints to fill any spaces. Any spaces will degrade the performance of your subs, not to mention the annoying noise air makes when being pushed out of a small hole. On applying the glue, let it cure for at least 24 hours before mounting the subs. This is a precautionary mesure to protect the rubbers used to make the subs from the high fumes that some manufacturers glue products have.
Holding alternative to viagra Joints Together
In connecting box joints, it is best to screw the joints every four inches or so using 2" - 2-1/2" screws. Pre-drill about 3/4" deep, so that screws do not split the wood at the edges, especially when working with particle/bashboard.
Should I have a Box for Each Sub?
It is advised to have a separate chamber for each sub. Even though not necessary, here are two reasons why such a directive should be taken: First, if one of the subs blows, then the volume of the box will be "twice" as big for the one remaining working sub. This could cause problems and even damage the other sub. The second reason is bracing. Building a box with a divider in the middle will make the box more rigid.
Ports
Ports must be built into your box design to channel out the air made by the sub's vibrations. If a pre-made port is not available, the most common material is PVC . PVC is very rigid, comes in different diameters. Cut the tubing at the desired length. Consider the volume the port takes up when calculating the box volume. Cut a hole in the box. Make sure the hole is as perfect as possible to minimize gaps between the box and the tube. A couple wood braces can be added for screwing the port top the box. Seal the gaps using a proper sealant (Evo Stick or even silicone can be used).
Bracing
Boxes that are more than a foot in width or length viagra or height, should be braced so that the box becomes more sturdy. This can be accomplished with a piece of wood maybe 3 or 4 inches wide across the box). It is a good idea to put wood blocks on the corners for reinforcement. Always consider that blocks, braces, neon lights, etc. inside a box take up space and should be accounted for when calculating internal volume.
Damping/Filling
Damping increases subwoofer efficiency by dissipating some energy that affects the sub, particularly the voice coil. It is advisable to put damping material inside a box. Pillow polyfill and fiberglass insulation are common, though polyfill is a lot easier on your skin. Polyfill also "tricks" a sub into thinking it is in a bigger box. Play around with different amounts of polyfill until you get the desired results.
Making it look professional
Make the box surface free from holes and spaces by adding wood fill. If you decide generic viagra to paint the box, then you should apply primer first. Carpet or Vinyl padding is the best covering to use since they easily cover any outer blemishes on teh box and give the box a 'smooth' outlook. Be carefull when cutting the vinyl or carpet since such cutters tend to be very sharp. Cut a piece of carpet (or vinyl) big enough to cover the whole box. Apply adhesive to both box and carpet buy viagra (EvoStick works great). Wait about a minute and place the fabric over the wood. For the best fit, stretch the fabric when applying it. The fabric should wrap around and end in a place of the box that will not be seen. Do one side at a time, cutting excess carpet. If possible, add staples preferabke heavy duty staples that can penetrate the box, to hold the fabric at the ends. NOTE: Do not cover each panel of the box before mounting it together since it would be impossible to find any 'leaks' that may exist in the box design much less fill these leaks.
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Gift Ideas from the Heart
Gifts should come from the heart, not your pocketbook! Coming up with gift ideas on a budget may seem difficult at first. Put some thought into your gifts and you will be rewarded not only with lower costs but more practical, useful, gifts for the recipient.
Giving gifts from the heart, instead of the pocketbook can relieve a lot of stress during holidays and special occasions. Gifts thought out carefully and directed towards alternative to viagra an individual's needs and interests are much more appreciated.
Giving the gift that "Keeps on Giving" is easy if you choose a gift that reflects the recipient's interests or needs and is useful to them. Consider gift ideas you can make yourself. Hand made gifts are almost always lower cost than store bought alternatives.
Some Tips to reduce expenses, and relieve stress:
- Avoid compulsive buying.
- Stay organized and calm - If you do your research, you'll know when it's a bargain.
- Shop early - I know you always say you will. This time DO IT! Buy gifts one by one as you come up with good gift ideas and good bargains!
- Make a list and check it twice! It always worked for Santa!
- Plan ahead - Include gifts and holidays in your budget's variable expense account. You'll have the funds when you need them.
- Stay within your budget - it is possible.
Here are just a few great low cost gift ideas....
Give someone who spends a lot of time in the kitchen a personalized apron and/or a cookbook! Or create a basket with kitchen tools, recipes, mixes, spices, etc.
Magazine subscriptions can be purchased for as low as $3.99/year.Give a gift that "keeps on giving" all year long! You can find magazines on just about any topic.
New or gently used books.
Family photos or personalized photo albums make great gifts for relatives or friends.
DVDS/Videos - You can never lose with this one. Everyone loves a good movie! Buy when they're on sale throughout the year.
Create a personalized gift basket based on the order viagra person's interests or needs.
- Personal Care - fill with hair, nail or skin care products
- Crafter's Supplies - yarn, ribbon, paints, paint brushes, glues, projects, knitting or crochet supplies, drawing pencils generic viagra, etc. Just take a walk around the craft store for more ideas.
- Food - This one is timeless! Bake a favorite recipe that you know the recipient is crazy about. Add a variety of cookies, fudge and candy. Homemade baking mixes and quick breads. If you bake yourself, it's a nice touch to add the recipe with the goods. Use decorative stickers or tie on with pretty ribbons. Baking mixes can be put in jars with decorative tops. Always include recipes for uses with mixes! Be considerate of those with health concerns or who are dieting. Include healthy varieties of the above or add fruits, nuts, and diet specific goodies.
- Personalized cheap viagra Totebags or T-shirts - Great for kids or adults! This one is a favorite of mine. Create a unique design and/or saying on your computer that suits the person. Print onto transfer paper specifically designed buy viagra for this purpose (available at most office supply or craft stores. Usually comes with instructions.)
There's nothing more appreciated than a personalized gift. And, everytime it's used, you think of the person who gave it to you. It gives you a feeling of importance somehow. Shows that the giver "really" had you in mind when the gift was made or purchased. And, it's likely to be a gift that doesn't get tossed in the closet, attic, or basement, after you leave viagra!
There are a lot of men out there who need help with a very personal problem, but they are afraid to do anything about it. This is because the topic of erectile dysfunction is about as terrifying to face as an appointment with a divorce lawyer, so they try to avoid it altogether. Unfortunately, erectile dysfunction affects not only men, but it also affects their spouses as well, so this makes it impossible to avoid indefinitely. Sooner or later the topic of sex (or lack thereof) will come up at the dinner table, and then they must face the problem head on. That is usually when the name Viagra enters the conversation, and they better be ready to make an informed decision on whether or not to use it.
Before the invention of Viagra men with this kind of problem just had to suffer with their ailment. Many men were too ashamed to even talk about this problem. Beside the obvious issue of questioning their manhood, there just was not a whole lot they could do about it. There was no known cure, and that was a fact. They had to face this problem with very little help from the medical world. It was no wonder that most men kept this kind of thing to themselves. Many marriages were affected adversely due to this problem, and some even ended because of it.
Enter the Enticing World of Sports Jerseys
Have you ever watched a football game (or any game for that matter) when one team is winning by a large margin, a blowout, but then the opposing team decides that they have nothing to lose? They throw all caution to the wind and start playing with total abandon. By taking bigger chances and going for broke, the team starts to score quicker, taking bigger risks and getting better rewards. This team is playing to win. The other team, who was winning by such a large margin, changes its focus, trying to play cautiously and protect their lead viagra. This is playing not to lose. By the final quarter, the team that is playing to win has caught up to the other team. What seemed impossible a few quarters earlier becomes a reality: they pull off a come-from-behind win.
How did this happen? Fear of losing can take one�s eye off a desired buy viagra goal.
Let me give you another example from my own life. When I was just starting out in business I was very aggressive. I was willing to put everything I had on the line to succeed (mind you in those days, it was not much); nevertheless, it was all I had. For each new initiative, I would have to bet the farm on my ideas, and I never hesitated. I was always willing to use my house, my car, my time, anything I had for collateral on my ideas order viagra.
As I started to have more success and acquiring a comfortable lifestyle, however, I became less and less willing to risk it. Around 1997, we hit some bumps in the road with one of our major clients, and they decided to put our contract out to bid. I got nervous. If we lost this client, we would be in a vulnerable position. I decided to purchase another business that would potentially replace that income if we lost the major client.
The point generic viagra to this story is this: I did not want to buy this other company, and I knew it was not a good idea. I was acting out of fear of losing, however, I did it anyway. Instead of focusing on how to win, I was focused on playing not to lose. In the end, that decision turned out to be one of cheap viagra my biggest mistakes. The company I purchased not only lost money for us, but it took three years and many resources away from focusing on what we really wanted.
I am not suggesting that you throw all caution to the wind. But when you approach a decision, it might be worth asking yourself, �Are you playing to win or playing not to lose?� When you�re acting to prevent loss, it takes energy away from acting out of a place of good judgment and moving forward to win.
Quotes:
"The more you seek security, the less of it you have. But the more you seek opportunity,the more likely it is you will achieve the security you desire."-Brian Tracy"Winning is not everything, but wanting to win is." - Vince Lombardi
"The goal is to win, but it is the goal that is important, not the winning." - Reiner Knizia
"Focus on where you want to go, not on what you fear."- Anthony alternative to viagra Robbins
Balancing Your Work, Family and Social Life
By Gene Griessman, PhD
����������� Many of us have an image of personal balance as a set of scales in perfect balance every day. But that�s an unrealistic goal. You are in for a lot of frustration if you try to allocate within every day a predetermined portion of time for work, family and your social life.� An illness may upset all your plans. A business project may demand peaks of intense work, followed by valleys of slow time.
����������� Balance requires continual adjustments, like an acrobat on a high wire who constantly shifts his weight to the right and to the left. By focusing on four main areas of your life � emotional/spiritual needs, relationships, intellectual needs and physical needs � at work and away from� work, you can begin to walk the high wire safely.
����������� Here, drawn from my conversations with many high successful Americans, are ten ideas for balancing all aspects of your life:
1.����� Make an appointment with yourself. Banish from your mind the idea that everyone takes precedence over you. Don�t use your organizer or calendar just for appointments with others. Give yourself some prime time. Regularly� do something you enjoy. It will recharge your batteries. Once you�ve put yourself on your calendar, guard those appointments. Kay Koplovitz founder of the
2.����� Care for your body. Having a high energy level is a trait held by many highly successful people. No matter what your present level of energy, you can increase it by following these steps:
Eat. Don�t skip meals. Your physical and mental energy depend upon nourishment. Irregular eating patterns can cause a frayed temper, depression, lack of creativity and a nervous stomach.
Exercise. Over and over again, highly successful people mention the benefit of exercise routines. Johnetta Cole, president of
Rest. A psychologist who has studied creative people reports that they rest often and sleep a lot.
3.����� Cut some slack. You do not have to do everything. Just the right things. Publisher Steve Forbes taught me a lesson: �Don�t be a slave to your in-box. Just because there�s something there doesn�t mean you have to do it.� As a result, every evening, I extract from my long list to-do list just a few �musts� for the following day. If, but
There is nothing wrong with pushing yourself hard, disciplining yourself to
do what needs to be done when you hold yourself to the highest standards. That builds up stamina and turns you into a pro. At time, though, you must forgive yourself. You will never become 100 percent efficient, nor should you expect to be. After something does not work, ask yourself, �Did I do my best? If you did, accept the outcome. All you can do is all you can do.
4.����� Blur the boundaries. Some very successful people achieve balance by setting aside times or days for family, recreation, hobbies or the like. They create boundaries around certain activities and protect them. Other individuals who are just as successful do just the opposite. They blur the boundaries. Says consultant Alan Weiss, �I work out of my home. In the afternoon, I might be watching my kids play at the pool or be out with my wife. On Saturday, or at
Some jobs don�t lend themselves to this strategy. But blurring the boundaries is possible more often than you may think. One way is to involve people you care about in what you do. For example, many companies encourage employees to bring their spouses to conferences and annual meetings. It�s a good idea. If people who mean a great deal to you understand what you do, they can share more fully in your successes and failures. They also are more likely to be a good sounding board for your ideas.
5.����� Take a break. Many therapists believe that taking a break from a work viagra routine can have major benefits for mental and physical health. Professional speaker and executive coach Barbara Pagano practices a kind of quick charge, by scheduling a day every few months with no agenda. For her, that means staying in her pajamas, unplugging the phone, watching old movie or reading a novel in bed. For that one day, nothing happens, except what she decides from hour to hour. Adds singer and composer Billy Joel, �There are times when you need to let the field lie fallow.� Joel is describing what farmers often do: let a plot rest so the soil can replenish itself.
6.����� Take the road less traveled. Occasionally, get off the expressway and take a side road, literally and figuratively. That road may take you to the library or to the golf course. Do something out of the ordinary to avoid the well-worn grooves of your life. Try a new route to work, a different radio station or a different cereal. Break out of your old mold occasionally, with a new way to dress or a different hobby. The road less traveled can be a reward after a demanding event, a carrot that you reward your self with or it can be a good way to loosen up before a big event. Bobby Dodd, the legendary football coach at Georgia Tech, knew the power of this concept. While other coaches were putting their teams through brutal twice-a-day practices, Dodd�s team did their drills and practices, but then took time to relax, play touch football and enjoy the bowl sites. Did the idea work? In six straight championships games!
7.����� Be still. Susan cheap viagra Taylor, editorial director of Essence, sees to it that she has quiet time every morning. She regards it as a time for centering � for being still and listening. She keeps a paper and pen with her to jot down ideas that come to her. The way you use solitary time should match your values, beliefs and temperament. Some individuals devote a regular time each day to visualize themselves attaining their goals and dreams. Others read, pray, meditate, do yoga or just contemplate a sunrise or sunset. Whatever form it takes, time spent alone can have an enormous payoff. Achievers talk about an inner strength they find and how it helps them put competing demands into perspective. They feel more confident about their choices and more self-reliant. They discover a sense of balance, a centeredness.
8.����� Be a peacetime patriot. Joe Posner has achieved wealth and recognition selling life insurance. Several years ago, Posner helped form an organization in his hometown of
9.����� Do what you love to do. As a boy, Aaron Copeland spent hours listening to his sister practice the piano because he loved music. By following that love, he became
10.� Focus on strategy. As important as it is, how to save time for balancing your life is not the ultimate question. That question is, �What am I saving time for?� Strategy has to do with being successful � but successful at what? If others pay your salary, being strategic generally means convincing them that you are spending your time in a way that benefits them. If there is a dispute over how you should use your time, either convince the people who can reward or punish you that your idea about using time is appropriate, or look for another job. The �what for?� question should also be asked about the life you live. It is truly a comprehensive question and gets at the question of wholeness.
So what makes for a successful balance life? I can think of no better definition than the one given by Ralph Waldo Emerson:
���� To laugh often and much; to win the respect of intelligent people and affection of children; to earn the appreciation of honest critics and to endure the betrayal of false friends; to appreciate beauty, to find the best in others; to leave the world a bit better, whether by a healthy child, a garden patch or a redeemed buy viagra social condition; to know even one life has breathed easier because I have lived. This is to have succeeded.
In this second article about birds, bird watching and how to get them to flock to your humble abode, we're generic viagra going to focus on how to get a flock of birds by planting certain flowers in your garden.
It buy viagra isn't so much the flowers themselves that the birds are after but the seeds that these flowers produce. After all, this is what these birds eat and a hungry bird will never turn its back on a tasty seed. Well, there are certain flowers that produce seeds that birds are most after. We'll take a look at some of these.
Probably the cheap viagra most popular flower for attracting birds and the most successful is the King sunflower. Birds are absolutely crazy about sunflower seeds. That's why passionate bird feeders go out and buy bags of this stuff that are so heavy they can just about carry them.
Sunflowers themselves have become a very big business because of this. A bird flying over North or South Dakota would literally see thousands of acres of sunflowers, a very large portion of which is grown especially for bird seed. People from all over the United States buy these seeds, which makes this one of the largest industries in the Dakotas.
When planting your sunflowers at home try to plant them in an area that will get full direct sunlight. If possible try to make this also close to a window. You'll get a steady view of hungry birds coming down to feast.
If you don't want to use all your seeds in the summer and want to save some for winter to feed what birds may still be around, what you do is put a paper grocery sack over each seed head and tie it around the stem. Leave some of the flower heads uncovered so that the hungry birds will not try to peck through the paper. After the seed heads have dried cut them from the stems and place them in metal containers. This keeps the mice from getting to them. This will keep your seeds safe for winter feeding.
Other garden flowers that birds love are cosmos, snapdragon, zinnia, cockscomb, aster, and larkspur. After these flowers have bloomed don't cut viagra off their heads. Let them dry right where they are. When winter comes your flowers will bloom again and with them will come a flock of finches and cardinals.
Now, if you're trying to attract hummingbirds the best flowers to plant are any nectar producing flowers, especially if they're red, pink or orange. Some of the order viagra hummingbird's favorites are honeysuckle, columbine, coral-bells, impatiens, foxglove, and red penstemon. In the summer, hummingbirds go crazy over scarlet bergamot, cardinal flower, hosta, gladiolus, salvia, and trumpet vine.
Hummingbirds like a nice drink with their seeds so make sure you have a bird feeder near by where they can quench their thirst. A good feeder is one that attaches alternative to viagra to your window with suction cups. And don't worry about standing at the window when they come. They'll plop down for a drink even with you staring right at them.
So if you're into bird watching and gardening this is a good way to kill two birds with one stone. No pun intended.
Viagra has been a Godsend to many men who were experiencing problems in bed. The scientific name for Viagra is Sildenafil and it basically acts as an inhibitor of the enzyme PDE5. This preserves the high levels of cGMP that are produced when a man is sexually aroused. Similar products like Cialis and Levitra work in the same way, thus, all three products are defined as PDE5 inhibitors.
Balancing Your Work, Family and Social Life
Jerseys are not only official sports gear but also a latest fad with sports fans of all ages. All sports viagra have a specific guideline for sports equipment and jersey is an important component of sports gear. Sportspersons belonging to particular teams, clubs, schools or leagues wear official jersey of that team or club. Every team generally has two colors for its official sports gear, one for games at home and other for games away.
Sports Jersey - a Revelation of your Sporty order viagra Self
Wearing a jersey of one's favorite team as a display of support and fanfare is not a new concept. However, off late donning a team jersey has become a passion among sports fans. Though this trend is visible among people of all ages and income groups, wearing authentic jerseys is more popular among young school and college going crowd.
Sports apparel manufacturers are finding it hard to cope with the ever-growing demand of replica jerseys, authentic jerseys, football jerseys, throwback jerseys generic viagra, soccer jerseys, hockey jerseys, basketball jerseys, and baseball jerseys. Demand for sports apparel increase in the sporting season and if you are late buy viagra in placing your order, you may find it difficult to procure a jersey of your favorite team or player.
Most exciting development in sports jersey is the advent and enormous popularity of throwback jerseys. Throwbacks are the replica jerseys of popular teams and or players of yesteryears. Authentic jerseys of old teams as well as old players of new teams are very popular alternative to viagra among sports fans. When you don a throwback jersey, you automatically indicate your love and fanfare for that sportsperson and team. By wearing cheap viagra throwback jerseys, you display that you belong to that particular subculture. This helps you in forming a community feeling with other fans of same team and player. Throwback jerseys make an exciting and personalized gift. Do not wait; just get your NFL league jersey before it disappears from the nearby sports apparel store.
Birds - Attracting Them With Flowers
Viagra absorbs quite rapidly in the blood stream, usually within 30 to 120 minutes. It is a highly protein bound drug (96%) which means that is will absorb faster when taken with a high protein meal. Taking it with a high fat meal will reduce the absorption rate.
Viagra is metabolized in the liver by an enzyme that is known as CYP3A4. Any one with a liver condition (like cirrhosis) who is thinking about taking Viagra must consult their physician first to discuss a customized or reduced dosage.
Playing to Win is Different than Playing Not to Lose
Pfizer is the company who makes the only genuine Viagra, and any other company who claims to make it is a fake. There are many web sites on the internet who claim to be selling �real� Viagra, but most of them are frauds looking to make a quick buck. Only a U.S. licensed pharmacy can sell Pfizer�s Viagra product, so make sure you do a little investigating about the company you plan to buy from before you make your purchase. There are many reputable companies on the internet selling genuine Pfizer Viagra through completely safe and secure web sites. All you have to do is a little research and you will get the same product you would get at your local pharmacy, but without the potential embarrassment. You will even get a better price if you buy your Viagra online than you would if you bought it at your neighborhood pharmacist, for the pharmacist selling his products online does not have to pay overhead costs (employees, building leases, benefits, etc�).
Viagra was invented by a team of scientists in the late nineteen nineties, and it was approved for sale by the FDA (food and Drug Administration) on March 27, 1998. It was considered to be a breakthrough discovery in the medical and science worlds, and the inventors won the Nobel Prize for this invention. They had essentially discovered that when a man gets an erection a chain reaction occurs in the tissue of the penis which causes the levels of a substance called cyclic guanosine monophosphate (cGMP) to be elevated. When the level of this substance remains high, the penis remains erect. They also discovered that an enzyme called phosphodiesterase-5 (PDE5) breaks down cGMP. They found that the cGMP levels tended to breakdown rapidly in some men, and this was the cause of their sexual dysfunction problems. The key to sustaining an erection was to maintain high levels of cGMP for a long period of time, so they invented a drug that would inhibit the levels of the enzyme PDE5. This would allow the cGMP levels to remain high, which would sustain an erection for a long period of time.
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