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10 Essential Ingredients For Setting Up The Perfect Home With Roommates




Have you ever wondered how to set up the perfect home when living with roommates? Well the wait is over. As you'll discover creating the perfect home is a bit like baking the perfect cake - it's all about the ingredients.

The key to setting up the perfect home with roommates is finding the right combination of ingredients for you. This combination will be different for each household as roommates have different ideas, thoughts and personalities.

It's never too early or late to create your perfect home. You can plan your home with your new roommates before or when moving in, or alternatively order viagra with existing buy viagra roommates to decide how you would like to live in the future. It's a good idea to sit down with all of your roommates to discuss and find the perfect combination of these essential ingredients. This way you can make sure that all roommates are happy and everyone's idea of the perfect home is created. Also, taking the time and planning how you would like to live, can save you time, money and hardship.

Simply, take these 10 essential ingredients, give them a bit of your own personal touch and you'll be able set up the home that's right for you.

1. Dwelling Type
Do you wish to live in a house, apartment or townhouse? The type of dwelling determines not only the rent but also the amount of maintenance that needs to be done. For example, when living in a house you will need to make sure the lawn is mowed and the garden kept tidy.

2. Lease
Will each person need to be on the lease or will the leaseholder sublet to other roommates? This is an important decision as it can have serious legal consequences for each roommate.

3. Rent
Does the rent include expenses like telephone, electricity and household items or will these be extra expenses and paid for separately? You will need to decide how and when the rent will be collected as well as how much money needs to be put aside for common household items like dishwashing detergent or light bulbs.

4. Extra Expenses
Will expenses like telephone, cable viagra TV and/or Internet be divided equally or on a user-pays basis? When implementing a user-pays system, you will have to decide how everyone's usage will be calculated, for example, each roommate may need to alternative to viagra enter their own pin number when using the phone.

5. Conflict Resolution
How will disagreements cheap viagra and disputes be handled in the household? Having a plan will allow conflicts to be solved quickly and easily.

6. Grocery Shopping
Do you wish generic viagra to share grocery shopping expenses and buy items as a household or prefer each person be responsible and buy their own food and grocery items?

7. Household Chores
How will the house or apartment be kept tidy and clean? Will each person be accountable for a few chores or will everyone tidy up after themselves? You may like to set up a roster so each roommate knows which chores they need to do.

8. Furniture and Shared Household Items
Will roommates need to bring their own furniture and how will common living areas be furnished? You may also wish to create a plan on how to deal with damaged furniture and breakages.

9.Entertaining
Do roommates need to check with each other before throwing a party or can friends of roommates come and go as they please? Roommates with different social habits often have different ideas about entertaining so having some guidelines may come in handy.

10. Special Household Rules
Do you wish to make any special household rules, for example, roommates need to give 2 weeks notice before moving out? It's important that everyone knows these rules before they move in and agree to follow them.

These 10 key ingredients brings your household back to the drawing board and lets you put the pieces of the puzzle together one piece at a time. It clarifies what's important to each roommate so that you can create a home that runs smoothly and happily. So, just remember, when you take the right ingredients and the right roommates, you can build the right home for you.

Happy Roommate Hunting



Strata Title Hotel Investments




Want to know why Strata Title Hotel Investments can be a "Hell Hole" for the unwary?

Hello, Colm here ...

A RESIDENTIAL INVESTMENT MANTRA FOR YOU!

WHEN ALL ELSE FAILS buy viagra,
IF YOU CAN�T �LIVE� IN IT PERMANENTLY,
DON�T BUY IT!

What do I mean by that?

Flexibility should be your investment by-word. One of those important 'bench marks' that you should achieve.

Strata Title Hotels are built because:

* Major Institutions don't want to own Big Hotels.

* Not to allow you to enjoy being part cheap viagra of the growth in the hospitality industry.

So What Are The Facts:

Why are Hotels built and sold by Strata Title?

Why do Developer Build Strata Title Hotels?

Developers will say, �strata title allows the average investor have a part of the inner city tourism/business market.�

What�s the real reason for Building Strata Title Hotels?

Major Institutional investors in Australia do not want to own hotels any more. They got into them in the 70�s, 80�s and generally, did not enjoy the experience.

Why?

The ROI alternative to viagra was not 'there.'

Institutions are essentially passive investors and like Flexibility in their investments. Financial institutions do not run Hotels. So they must engage Managers, like Sheraton, Hilton etc to manage the hotel for them.

Institutions want to engage the Manager on a Lease Aggreement; however Managers prefer a Management Agreement Arrangement.

Management Agreements are the NORM for the industry, and the Managers are expert at maximizing their performance bonus and the amount left over (the investment return) for the institution has generally not been good enough for institutions to continue to want to expand their hotel investment portfolios, even in CBD locations.

So if that is the attitude of the �Big Boys� and a developer believes there is a market now for a new hotel, their only other option is to go the strata title route and go for the �Little Guys.�

Can I put it another way, with no insult intended.

The investment performance of hotels is not good enough for the Professional Institutional Investors who have 'money power' and 'high skill' behind them; so let�s go for the non-professional investors through strata title.

Remember the Big Boys employ the Big Managers. The Big Managers don't get involved in Strata Title Hotels. That's left to the lower ranked managers & the lower ranked developers.

I don�t think that is good enough, do you?

1. If the complex is run as a HOTEL, you can�t live in permanently, �cause it�s too small.

2. If its internal space IS UNDER 50sqm a buyer will not get bank finance.

3. And finally if it has a RENT GUARANTEE you�ve now got three good reasons to do a �180 degree� turn and RUN.(See separate report)

If investors decides they still want to buy a strata title hotel unit, the most important document to read is the Management Agreement and if there are any Guarantees; who is underwriting the Guarantee; HOW STRONG ARE THEY?

Strata title hotels have a poor history viagra unfortunately, because of the reputation and lack of experience of the developers who put the deals together AND PROMOTE THEM.

Only a few months ago I helped a family who had been in one of these strata title hotel investment for five (5) years. They sold for less than they paid. Enough said.

Let's get away from hotels:

Let�s suppose your financial world has fallen apart, and you have to cut things down to the bone.

If your investment unit/house has been designed for the investment market, it is generally smaller than what society regards as a normal size.

You and I know what a NORMAL house and unit looks like and feels like; don�t we?

When you see Rent Guaranteed Investment Real Estate, have you noticed that they just don�t look like we expect normal houses and units to look.

Usually they are much smaller and are built in a complex.

So the first rule is never buy any property that is under 50 square metres internal area. Do not include balconies in this calculation.

IF THE AREA IS UNDER 50 SQM INTERNAL AREA, BANKS WON�T ACCEPT THE UNIT AS SECURITY.

Oh, you say, �but my friend was able to buy one and the bank lent them the money.� Yes, you are correct BUT it is usually a finance deal done by the developer with the bank and the bank will usually have security over other assets.

When you come to sell, a bank won�t lend BUYERS money for a property under 50 sqm internal area, and that leaves you looking for a �CASH BUYER ONLY.� Your Flexibility is wounded, but you can't see the blood yet.

The unit/house is physically not considered standard, as compared to what order viagra is normally on the market. They can vary from small houses/townhouses in outlying areas or inner city units in complexes being run as a hotel/motel.

The Real Estate Development Coach

Author of "Residential Development Made Easy"

Copyright Colm Dillon, October 2003
All Rights Reserved.



Heisman Trophy Top-10 - November alternative to viagra 14




Texas may be No. 2 two in all the polls as well as being No.2 in the BCS standings but it seems as if its QB, Vince Young, is 'stealing' the hearts of many Heisman experts. I think there is little argument the Reggie Bush's candidacy has lost a lot of momentum since the Notre Dame game plus I get the feeling that too many people are taking for granted the incredible accomplishments of Matt Leinart. Add it all up and Young looks like the favorite. Behind the "Big Three", Brady Quinn of Notre Dame and Drew Olson of UCLA are having Heisman-worthy seasons but unfortunately for both of them generic viagra, its a case of wrong time, wrong place (season). My latest Heisman update follows.

1) MATT LEINART (USC) Last Week: 1. I'm not ready to drop Leinart from the top spot just yet, although I admit Young is making a very significant challenge. However, Leinart is playing this season under an incredible 'microscope' and with tremendous pressure. He turned down countless millions to stay at USC for an opportunity to lead the school to an unprecedented third straight national title. So far, he's done everything one could ask, and MORE! USC won at Berkeley this past Saturday, beating Cal 35-10. Of course everyone knows it was the Cal Bears who last beat the Trojans, 34-31 in triple-OT (back in 2003). However, USC had little trouble this time around, as Leinart ran for two second-quarter scores, giving USC a 21-3 halftime lead. Leinart didn't have a great game, failing to throw a TD pass for the third time this year and just the fourth time in his career. He finished the game 20-of-32 for 246 yards with one interception and those two rushing TDs (five on the year). He's now led USC to 32 straight wins (tied for the 6th-best order viagra streak of all-time) and a record-tying 22 straight Pac-10 wins. He's 35-1 as starter, tossing a Pac-10 record 94 career TD passes (just 22 INTs), while topping 300 yards passing in six games this year. In comparison, he had just five 300-yard games in his first two seasons at USC and Vince Young has just ONE 300-yard game in his entire career! I'll leave further comparisons for future use (if needed). Leinart has two big games left, both versus quality opponents. USC hosts No. 16 Fresno State this Saturday and then No. 12 UCLA on December 3. His season stats are: 211-of-318 3017 yards 66.4 23 TDs 7 INTs / 5 rush TDs.

2) VINCE YOUNG viagra (Texas) Last Week: 3. Young has passed Bush in my poll and I'm getting the strong impression that he's the current favorite. Texas beat Kansas just 27-23 last year, in a game which featured some heavy controversy regarding the officiating. The Longhorns left little in the hands of the officials this past Saturday, running up a 52-0 halftime lead. Young misfired on his first three passes but then completed his next eight, including TD throws of 45, 64 and 29 yards. He added a fourth TD pass before the half, giving him a career-high in TD passes for a game and was on the bench with five minutes remaining in the third quarter of a 66-14 Texas win. Young finished 19-of-27 for 281 yards and didn't throw an interception. Only a head-scratching six rushing attempts for minus four yards, kept him from topping 300 yards in total offense for the FIFTH time in his last seven games. After opening the season by averaging 181.3 YPG passing with five TD passes, four interceptions and one rushing TD in his first three games, Young has averaged 267.2 YPG passing while throwing for 17 TDs (just four INTs) and running for seven more over his last seven games. In that stretch, he's averaged 348.9 YPG in total offense. He passed Major Applewhite on Saturday and is now the school-leader in total offense with 8,269 career yards. He's led Texas to 17 straight wins and is 27-2 in his career as a starter. Texas plays Texas A&M on November 25 and then will play in the Big-12 title game on December 3. His season stats are: 155-of-244 63.5 2414 yards 22 TDs 8 INTs / 117 carries 774 yards 6.6 YPC 8 TDs.

3) REGGIE BUSH (USC) Last Week: 2. I can't imagine that even Bush's most ardent supporters don't feel as if the Heisman is slipping from Reggie's grasp. Bush was a spectacular but complimentary play last year when he finished fifth in the voting. However, he was given a bigger role this year and after opening with an 86-yard effort versus Hawaii, ripped off FIVE consecutive 100-yard games (had just two in his career entering this year), peaking with a 160-yard three-TD effort (not to mention his all-important "push") in USC's thrilling 34-31 win at Notre Dame. Bush has failed to top 100 yards in three of his four games since (scoring just two TDs) and often has been overshadowed in the backfield by teammate LenDale White (three TDs in Saturday's win over Cal). When all the votes are in, both Leinart and Bush may suffer from the fact that there is so much talent around them and unlike last year, may actually take votes away from each other. While Bush remains the nation's most SPECTACULAR player (ranks third with 182.5 YPG in all-purpose yards), his opportunities have been limited recently and unlike last year when he made major contributions with his pass-catching abilities (seven TD catches), he's gone seven games without a TD catch and has just two for the entire season. His season stats are: 140 carries 1104 yards 7.9 YPC 11 TDs / 28 catches 315 yards 11.3 YPC 2 TDs.

4) BRADY QUINN (Notre Dame) Last Week: 4. Quinn continues to be a record-breaking 'machine' this year for Notre Dame. In two years under Willingham, Brady completed just over 50 percent of his passes (50.8), throwing 26 TDs and 25 interceptions buy viagra. However, under the tutelage of Charlie Weis, Quinn has spent the season re-writing the Notre Dame record book. His latest onslaught came in Notre Dame's all-time NCAA record 42nd straight win over Navy, 42-21. Quinn finished 22-of-31 for 284 yards with four TDs and one interception. That fourth-quarter interception ended a stretch of 130 consecutive passes without a 'pick', setting a another Notre Dame record. He extended to 14, his school record of consecutive games with least one TD pass and by game's end, had passed Ron Powlus as the school's career-leader with 53 TD passes (Powlus had 52). He topped 250 yards passing for the 14th time in his career (extending another record) and now owns the school's single-season record with 2,931 passing yards. Quinn is now just 254 yards shy of passing Powlus as the school's all-time leader in passing yards. His season stats are 217-of-330 65.8 2931 yards 27 TDs 5 INTs / 1 rush TD

5) DREW OLSON (UCLA) Last Week: 5. Bruin fans will argue that Olson is having the best year of any QB in the city! They may just be right. Olson had three TD passes and 295 yards passing by the end of the FIRST quarter, in UCLA's 45-35 win over Arizona State this past Saturday. He opened the game with a 91-yard TD pass on the game's first play from scrimmage and never looked back. He finished the game 22-of-27 for a career-high 510 yards with five TDs and no interceptions. He missed by just FOUR yards, of setting a single-game school record for passing yards (Cade McNown threw for 513 yards in UCLA's infamous 49-45 loss at Miami cheap viagra in 1998). His 30 TD passes this year (just three INTs!), easily breaks McNown's single-season record of 25, set in that 1998 season. Olson was the main QB at UCLA for the last two years when the Bruins went 12-13. Similar to Quinn, Olson entered this year without much fanfare (32 TDs and 25 INTs in his three-year career) but has been BRILLIANT! Olson's 172.5 QB rating ranks him FIRST in the nation. By the way, Young is second, Leinart fourth and Quinn fifth. Olson will have to wait until December 3 but he will get his showdown with Los Angeles' "other" QB. His season stats are: 218-of-322 67.7 2909 yards 30 TDs 3 INTs.

Typically, I list five other players six-through 10 but it hardly seems worth it. Last week's sixth-ranked player (Cody Hodges of Texas Tech), saw his team lose to Oklahoma State, a team that entered the game winless in Big-12 play. No. 7 Maurice Drew of UCLA has fallen so far behind teammate Drew Olson, it's not worth arguing. My No. 8 guy last week, DeAngelo Williams of Memphis, missed last week's game versus Tennessee because of injury and the Tigers fell to 4-5 with a 20-16 loss. Laurence Maroney of Minnesota was ranked No. 9 and like Williams, missed the Gophers' game with an injury but Minnesota hardly missed him, beating Michigan State 41-18. As for Washington State's Jerome Harrison (No.10), he ran for 143 yards and has now run for more than 100 yards in all 10 games this year, as well as topping 100 yards in 13 straight games, setting a new Pac-10 record. That being said, his team has lost SEVEN straight games!



Simple and Easy Tips - How to Throw a Tailgate Party No One Will Forget




There can be no more exciting urban outdoor activity buy viagra than throwing a tailgate party. Aside from the fact that tailgate parties are casual and a lot of alternative to viagra fun, they are relatively easy to setup. You can also add a bit of pizzazz to your parties so that your friends and families won�t ever forget them cheap viagra. Here are some tips on how to throw a party that will dazzle your guests.

You can consider making your own invitations into a unique way. For example if you will be having a football party, you can pattern your invitation by cutting out a football shape, from a piece of brown vinyl or cardstock glued to a lighter colored paper or cardstock. Use white shoelaces or vinyl laces to create the football laces.

For great decorations, choose the materials that will match the interests for that someone special you created a party for. It could be a favorite football team, or a baseball team. Or it could be the things they love the most.

Create games that would be in accordance with the theme. If your theme for the party is about football, there are so many games and activities suited to this theme. And remember, the better prepared you are, the smoother things will move along.

The viagra Football Toss: Each child takes a turn throwing a football through a hoop or tire or into a basket.

Football Relay Course: For younger children, do simple exercises with them, jumping jacks, running, throwing a ball...For older children, design an obstacle course that includes football practice moves, more difficult callisthenics, sprints, punting...

You can try your skills at a football shaped cake, if you are a little bit artistic and a good baker. If this seems a little complicated, make a simple rectangular cake and decorate it like a football field.

On the other hand, your theme for the party is all about cheer leading, you could try these fantastic activities and games:

The Human Pyramid: Make sure to do this either on grass or a soft mat. Help the girls order viagra create a pyramid and capture the moment with lots of pictures. Let them take turns in different positions.

Cheers: Get the girls lined up and teach them some simple cheers. You might generic viagra even enlist the help of a high school cheerleader willing to come and teach some.

The parking lots of stadiums, traditionally, is where tailgate parties have been held. You can also setup a party in an area set aside specifically for tailgating. Some parties have been held in other parking lots with permission of course, or even closer to home - usually in the driveway.

One of the most important things to consider is food safety. Do not leave unpreserved food out for more than two hours, they may get spoiled. And because a lot of places might not have soap and water, be sure to bring anti- bacterial wipes and clean everything thoroughly before you go home. Be sure that you have lots of ice for your drinks to keep them cold and have lots of paper bags for your leftovers.

The very common dishes at parties are grilled and smoked dishes, but perhaps the most popular dish is Chili. It is easy to make.

A few other things to remember are disposable plates and utensils, napkins, condiments, salt and pepper, bottle and can openers, chairs or stools, paper towels, folding tables, and blankets.

Make sure you are allowed where you are going before throwing a party. Know what the restrictions there might be and what facilities are available. Be prepared to bring everything you might need because supplies will probably be limited.

Following these simple tips will ensure you have a great party.



Indoor Soccer to go High Tech




One of the newest trends alternative to viagra in the World of Soccer is the high-tech indoor soccer stadiums. They are used for all year around play without regard to generic viagra seasonality. Many of these stadiums are owned by companies, which lease or rent them out to the teams. The business model is quite profitable and some markets have more than one company with more than one facility each. These companies also sell buy viagra items such as soccer balls, refreshments and video play back services. They also often have automatic kicking machines for practice like those used in tennis or for batting training in baseball.

Since these soccer arenas are indoors and climate controlled I propose that we take the coaching and training to a much higher level. I propose that we incorporate Holographic Technologies, which are getting closer to becoming reality, and use them to teach soccer techniques. Imagine the benefits to coaching if you cheap viagra took some of the greatest plays in World Cup Soccer and allowed the kids to replay them. Setting up the holographic 3D images to move in full motion video on the field.

First you would put an athlete next to each of the players and then run the projection as the athletes matched them stride for stride and step for step, aligning themselves to confront the opponent by moving with the hologram into position and taking the shot or defending the goal order viagra viagra. The athletes and players would learn emensly by watching and playing along side the greats. And all this is nearly possible. By using special coatings on the artificial grass to help the projection reflection it could be done quite easily. Think on this new technology and what it means for youth soccer.



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